

Julie Smith - First Community Mortgage - NMLS...
VP, Branch Manager | NMLS ID 441762

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
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8 AM to 5 PM
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Reviews from Web
Julie was incredibly helpful throughout the closing process. As a first time homebuyer, I imagined the process to be a lot more daunting, but she was so communicative and prepared us well on what to expect and explained everything along the...
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Reply from Julie Smith - First Community Mortg...
March 30th, 2026 07:35 PM
I'm so happy to know that my support made the closing process easier for you! It’s important to me that you felt informed and at ease. I'm so excited for you and can't wait to come see you! If any questions come up in the future, I will be...
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so friendly and always kept us in the loop.
Reply from Julie Smith - First Community Mortg...
March 30th, 2026 12:23 PM
Thank you Arel! I'm so glad everything worked out! I'm so happy for you and Abby!
Julie helped us catch the lower interest rate so we could refinance. She is knowledgeable and quick to respond to questions and follows up well with and concerns or issues. Things were smooth for the refinance she helped us get it done during...
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Reply from Julie Smith - First Community Mortg...
March 26th, 2026 01:00 PM
I'm so very grateful to have the opportunity to work with you and Jacquelyn again! I'm glad I could help you secure a lower interest rate and ease some of the stress during your journey. Should you have any more questions or need anything in...
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Julie is an absolute gem and so helpful! she communicated everything in a way we could understand and was just so lovely to work with! We love Julie and her team!
Reply from Julie Smith
March 25th, 2026 04:59 PM
I truly appreciate your kind words about your refinancing experience, Kristen. It's important to me that my communication is clear and helpful. Knowing it was a positive process for you means a lot. If there’s anything else you need, feel free...
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The whole process was great Julie was extremely helpful and I never had any doubts in my mind.
Reply from Julie Smith - First Community Mortg...
March 20th, 2026 01:55 PM
Emilio, it's wonderful to know you found the process smooth and felt supported throughout. I strive to ensure clarity and confidence in each step, and I'm pleased that this was your experience. Should you have any future questions or needs,...
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Julie was great! Fast and communicative. She answered and explained every process from start to finish. she provided options and advice to help us along the way!
Reply from Julie Smith - First Community Mortg...
February 17th, 2026 03:15 PM
Thank you Annie! It's been wonderful working with you and getting to know you guys through this process! I'm so happy you had a positive experience, it means the world to me! I'll always be a call away should you need anything and I hope to...
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julie and the team were very informative and helped with understanding everything that we were signing.
Reply from Julie Smith - First Community Mortg...
February 16th, 2026 02:00 PM
Thank you Ryan and Annie! I couldn't be happier for you both! I'm always here if you need anything!
Julie was very communicative and helped when things went sideways. She was flexible and helpful.
Reply from Julie Smith - First Community Mortg...
February 10th, 2026 03:21 PM
Thank you for your thoughtful review, Laura! I’m happy I could help navigate things when plans changed and keep everything moving forward. Communication and flexibility are always a priority for me, and I truly appreciate the opportunity to...
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Julie was beyond helpful and I felt like all of our questions were answered so quickly and clear! I would recommend her to anyone!
Reply from Julie Smith - First Community Mortg...
February 3rd, 2026 03:22 PM
Thank you Megan! I truly appreciate your kind words and your recommendation—it means so much to me! I'm so happy for you!
Julie listened to what we needed and were looking to try to do with the morgage. She explained the whole process to us with great detail and offered guidance when we asked. She made sure we got the absolute best payment and interest rate. Overall...
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Reply from Julie Smith - First Community Mortg...
January 4th, 2026 06:08 PM
I appreciate the opportunity to work with you on your mortgage, Emily! It’s wonderful to know that my explanations and guidance were helpful throughout the process. Ensuring that you receive the best payment and interest rate is always a priority...
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who wouldnt want to support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 441762
Hobbies
- Hiking, Kayaking, Golf, Painting
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First Community Mortgage Corporation | NMLS ID 629700
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