

Julie Smith - First Community Mortgage - NMLS...
VP, Branch Manager | NMLS ID 441762

Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dre... Show More
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Reviews from Web
Julie was very pleasant to speak to answering all of my questions no matter how dumb they might have been. Once she had all the information she needed had my loan quotes sent to me. She broke everything down and helped me understand what everything...
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Reply from Julie Smith - First Community Mortg...
September 25th, 2026 05:20 PM
Thank you so much Bill! It was such a pleasure getting to know you during the process. I can't thank Barb enough for introducing us! I'll always be here for you!!
Julie kept us informed, posited helpfully whenever we hadn't yet made up our minds on something, explained every issue comprehensively, and was super friendly.
Reply from Julie Smith - First Community Mortg...
September 25th, 2026 05:19 PM
Thank you so much RJ! I'm so excited for you and Teema and I can't wait for one day, come out and see you guys!
Absolute pleasure to work with Julie who is professional, positive, and passionate about making the process as easy as possible !
Reply from Julie Smith - First Community Mortg...
September 25th, 2026 05:17 PM
Absolute joy to meet and work with you Rich! Never could have imagined I would be adopted into such a wonderful, beautiful family, but I'm so thankful how the universe worked to bring us all together!
We ran into a lot of VA issues, a few mistakes here and there. Overall the deal went through.
Reply from Julie Smith - First Community Mortg...
September 22nd, 2026 05:18 PM
Thank you for taking the time to leave a review, John. I'm so glad you and your family successfully closed on your new home. Thank you for trusting us with your VA financing, and I wish you all the best!
Julie..Julie made it GREAT. From our very first text message and phone call, she was SOO easy to talk to and never left anything unanswered. We had some uphill battles in the beginning and she was empathetic and kind but also determined to...
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Reply from Julie Smith - First Community Mortg...
September 22nd, 2026 02:26 PM
Okay, first of all… you ARE a special friend, so we can officially put that debate to rest. 😂❤️This means more to me than you know. Yes, we had some uphill battles in the beginning, but I would walk every single one of them again because getting...
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Everything!!
Reply from Julie Smith - First Community Mortg...
September 22nd, 2026 02:22 PM
Thank you Teema! I'm so happy to have been a part of your and RJ's new home purchase, but also to have reconnected with your Mom! You have a wonderful family and I'm so excited for you guys!!
Julie is awesome and super communicative. She also was even helpful with the home search and purchase itself.
Reply from Julie Smith - First Community Mortg...
August 31st, 2026 11:57 AM
Thanks so much Noah! I'm so happy to have been a part of this journey with you and Camille!
I’m incredibly grateful for everything Julie did throughout the process. Her relentless effort to find the best possible option for me really stood out. More than just being knowledgeable and responsive, she made me feel like she was genuinely...
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Reply from Julie Smith - First Community Mortg...
August 31st, 2026 12:03 PM
Thank you so much Damien! Your kind words mean so much to me. It's been wonderful getting to know you! Bill and I will always be in your corner haha. I'm excited to share my love of Michigan, even the 9mos of winter LOL!
Julie is a very outgoing, personable, and knowledgeable representative of her company. She was in constant contact and available anytime I needed to resolve issues associated with my home loan. I alwas always felt welcome to contact her at...
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Reply from Julie Smith - First Community Mortg...
August 29th, 2026 02:49 PM
Thank you so much Tim! It's been so nice getting to know you. I consider you a friend and I'm so happy you'll be moving closer so we can maybe golf a quick 9 holes sometime!
Julie Smith kept everything moving forward smoothly and efficiently to make sure we closed on time. Always made time to address any questions or concerns right away. Would recommend to anyone!
Reply from Julie Smith - First Community Mortg...
August 28th, 2026 06:07 PM
You're the greatest Jacob! I'm so happy you have an amazing property to call home. It's going to be so much fun!
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About
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, its been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things and, in turn, build better communities. And who wouldnt want to support that?
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Construction Loan
FHA Home Loan
Home Equity Loan
Jumbo Home Loan
Mortgage Loan Officer
Mortgage Refinance
VA Home Loan
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Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 441762
Hobbies
- Hiking, Kayaking, Golf, Painting
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First Community Mortgage Corporation | NMLS ID 629700
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