

Guild Mortgage - Julie Smith
Senior Loan Officer | NMLS# 1201785

Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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Julie and Danielle are top tier! They got everything done so quickly and easily. They made our experience personal and helped get our rate down when they saw an opportunity that could only benefit us. 100/10 reccommend!
Reply from Julie Smith
July 28th, 2026 05:58 PM
I'm grateful for your kind words, Tyler-Marie. It's wonderful to hear that you found the process quick and seamless. Danielle and I were happy to make your experience personal and beneficial. Thank you for recommending us at Guild Mortgage!
Guild Mortgage is great, but this review is mostly about Julie. Julie is my go to for every buyer I represent. I've worked with quite a few lenders, but she's the only one that I think actually cares about taking care of my client. She's very...
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Julie is my go to for every buyer I represent. I've worked with quite a few lenders, but she's the only one that I think actually cares about taking care of my client. She's very knowledgeable and has always gone above and beyond to make the...
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Reply from Julie Smith
June 26th, 2026 07:15 PM
Thank you so much for your kind words, Stelios. I'm grateful to be your go-to lender and to have the opportunity to care for your clients. It's important to me to make the buying process as smooth as possible, and I appreciate your trust and...
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Julie is extremely knowledgeable. Super helpful. She always has answers to questions. She's always made herself available throughout the transaction and has a very willing and pleasant attitude.
Reply from Julie Smith
May 6th, 2026 03:30 PM
Thank you for your kind words, Keri. I'm pleased to hear that my availability and willingness to help made a positive impact on your experience. Your feedback means a lot to me, and I'm happy to have been able to support you throughout the...
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Julie was wonderful! She was always available and was sure to keep me updated on the progression of the process. Always friendly and available to answer any questions or concerns! Best experience I have had buying a home!!
Julie was wonderful! She was always available and was sure to keep me updated on the progression of the process. Always friendly and available to asnwer any questions or concerns! Best experience I have had buying a home!!
Reply from Julie Smith
April 20th, 2026 02:04 PM
I'm glad to hear you had such a positive experience, Matthew. Keeping you updated and being available to address any questions were priorities for me throughout the home-buying process. Thank you for your kind words and for choosing me at Guild...
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Julie was great from step one through the closing day. She was a great communicator, followed through and ensured questions were answered.
Reply from Julie Smith
April 2nd, 2026 04:44 PM
I'm grateful for your positive feedback, Heidi. Ensuring effective communication and answering your questions throughout the process is very important to me. I’m pleased I could support you effectively from beginning to end. Thank you for placing...
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Julie was great! She communicated well and was able to be reached when needed. She was knowledgeable and able to answer all my questions and had my best interest in mind.
Reply from Julie Smith
December 15th, 2025 09:20 PM
I appreciate your feedback, Kassandra. It's essential to me to be accessible and provide clear communication throughout the process. I'm glad I could answer all your questions and support your best interests. Thank you for trusting me with...
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Guild Mortgage - Julie Smith has received a review with 5 star rating from Lizzie H
Julie is AMAZING! Always there to answer our questions no matter the time of day (or night). She made this a seamless process and we're so grateful!
Reply from Julie Smith
December 5th, 2025 02:34 PM
I'm pleased to hear that the process felt seamless and that I could assist you whenever questions arose, Elizabeth. It's important to me that you're supported at every step. Thank you for your kind words and for entrusting me with your needs....
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
1960
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1201785
Disclaimer
I am authorized to do business in the states of Alabama and Florida.; NMLS ID: 1201785; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.