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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Everything was handled professionally every detail was taken care of. I couldn’t ask for a better experience.
Reply from Julie Sammons
February 17th, 2024 08:58 PM
It was a pleasure working with you, Dorothy and glad your experience was satisfactory.
Appreciate your response and look forward to us remaining in contact. Thank you
Julie and her team were fabulous. Dealing with an out of state underwriter that acted like we had months to close was less than ideal.
Reply from Julie Sammons
February 17th, 2024 09:21 PM
It was a pleasure working with you and Karen. Outside UW Team did have some challenges; but we tackled every item/condition they tossed our way! WE are thankful and so glad we crossed the finish line for the two of you. Thank you very much!...
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Difficult Mortgage was approved
Reply from Julie Sammons
February 17th, 2024 09:20 PM
Thank you Karen. You and Shawn were a pleasure to work with and even with the difficult mortgage; we still managed to obtain the goal of Homeownership! Could not have done this without you being very organized; for that we are grateful. Appreciate...
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Julie, call me anytime I needed help when I left a message she was great
Reply from Julie Sammons
February 17th, 2024 09:24 PM
Always available to help, assist and answer any questions for you. Glad we became friends throughout the process. Thank you
The entire process has been smooth and very transparent. Thank you.
Reply from Julie Sammons
February 17th, 2024 09:29 PM
Great to hear! Don't be a stranger! Thank you and Karen very much for trusting me to get the job done.
Happy Homeownership!
Very responsive. There where some difficulties along this process and Julie really put in a lot of effort to make it work.
She is an amazing person.
Very kind ñ, professional and dedicated.
We will always be grateful.
Reply from Julie Sammons
February 17th, 2024 09:28 PM
I do my best to respond very quickly and in a timely fashion. Couple of challenges and glad we were able to work out the hiccups! You and your Family are awesome and so glad we helped you achieve Homeownership! Congratulations Again!
Very nice and did a great job!
Reply from Julie Sammons
February 17th, 2024 09:23 PM
Brett was amazing to work with and happy you were satisfied with your service. Always here to help and complete any task at hand for you. Thank you
Julie was a pleasure to work with and always made sure that I was updated and understood everything going on. Krystle was also a lot of help when Julie was away. 10/10
Reply from Julie Sammons
February 17th, 2024 09:27 PM
Thank you Derek for your repeat business. It meant so much to me to assist you again with Homeownership! Always a pleasure and will be here for you whenever needed. Proud of you.
Julie has been amazing in this process, she is a true professional.
Reply from Julie Sammons
February 17th, 2024 09:26 PM
Greatly appreciate your kind words and feedback. I was thrilled to have met you, your wife and your daughter during the process and at closing. Proud of you and Happy Homeownership! Thank you
Hard working, honest and dependable! 3 main components when choosing your Loan Officer. Julie was amazing throughout the process, not to mention we closed early! You'll not be disappointed!
Reply from Julie Jazz Sammons
November 30th, 2021 09:21 AM
It was a pleasure working with you and Hannah. Appreciate your feedback and honesty! Look forward to future transactions with you and your clients 😘
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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