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Julie Sammons - Senior Loan Officer in Brownstown Twp, MI
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Julie Sammons

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Senior Loan Officer

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University of Detroit Mercy
University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
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University of Detroit Mercy
University of Detroit Mercy
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    Dorothy P
    Southgate, MI
    Posted on January 19th, 2024 01:49 PM
    Everything was handled professionally every detail was taken care of. I couldn’t ask for a better experience.
    Reply from Julie Sammons
    February 17th, 2024 08:58 PM
    It was a pleasure working with you, Dorothy and glad your experience was satisfactory. Appreciate your response and look forward to us remaining in contact. Thank you
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    Shawn M H
    Allen Park, MI
    Posted on January 9th, 2024 03:04 PM
    Julie and her team were fabulous. Dealing with an out of state underwriter that acted like we had months to close was less than ideal.
    Reply from Julie Sammons
    February 17th, 2024 09:21 PM
    It was a pleasure working with you and Karen. Outside UW Team did have some challenges; but we tackled every item/condition they tossed our way! WE are thankful and so glad we crossed the finish line for the two of you. Thank you very much!...
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  • Persona migrate verified
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    Karen A H
    Allen Park, MI
    Posted on January 8th, 2024 03:26 AM
    Difficult Mortgage was approved
    Reply from Julie Sammons
    February 17th, 2024 09:20 PM
    Thank you Karen. You and Shawn were a pleasure to work with and even with the difficult mortgage; we still managed to obtain the goal of Homeownership! Could not have done this without you being very organized; for that we are grateful. Appreciate...
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    Dorothy P
    Southgate, MI
    Posted on December 25th, 2023 03:00 PM
    Julie, call me anytime I needed help when I left a message she was great
    Reply from Julie Sammons
    February 17th, 2024 09:24 PM
    Always available to help, assist and answer any questions for you. Glad we became friends throughout the process. Thank you
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    Shawn M H
    Allen Park, MI
    Posted on December 14th, 2023 01:47 PM
    The entire process has been smooth and very transparent. Thank you.
    Reply from Julie Sammons
    February 17th, 2024 09:29 PM
    Great to hear! Don't be a stranger! Thank you and Karen very much for trusting me to get the job done. Happy Homeownership!
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    Fabian M
    Taylor, MI
    Posted on November 14th, 2023 03:15 PM
    Very responsive. There where some difficulties along this process and Julie really put in a lot of effort to make it work. She is an amazing person. Very kind ñ, professional and dedicated. We will always be grateful.
    Reply from Julie Sammons
    February 17th, 2024 09:28 PM
    I do my best to respond very quickly and in a timely fashion. Couple of challenges and glad we were able to work out the hiccups! You and your Family are awesome and so glad we helped you achieve Homeownership! Congratulations Again!
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    Bret H
    Monroe, MI
    Posted on November 8th, 2023 09:59 AM
    Very nice and did a great job!
    Reply from Julie Sammons
    February 17th, 2024 09:23 PM
    Brett was amazing to work with and happy you were satisfied with your service. Always here to help and complete any task at hand for you. Thank you
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    Derek A
    Flat Rock, MI
    Posted on October 27th, 2023 02:46 PM
    Julie was a pleasure to work with and always made sure that I was updated and understood everything going on. Krystle was also a lot of help when Julie was away. 10/10
    Reply from Julie Sammons
    February 17th, 2024 09:27 PM
    Thank you Derek for your repeat business. It meant so much to me to assist you again with Homeownership! Always a pleasure and will be here for you whenever needed. Proud of you.
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    Fabian M
    Taylor, MI
    Posted on October 26th, 2023 12:23 PM
    Julie has been amazing in this process, she is a true professional.
    Reply from Julie Sammons
    February 17th, 2024 09:26 PM
    Greatly appreciate your kind words and feedback. I was thrilled to have met you, your wife and your daughter during the process and at closing. Proud of you and Happy Homeownership! Thank you
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    Ashley R N
    Posted on November 30th, 2021 05:00 AM
    Hard working, honest and dependable! 3 main components when choosing your Loan Officer. Julie was amazing throughout the process, not to mention we closed early! You'll not be disappointed!
    Reply from Julie Jazz Sammons
    November 30th, 2021 09:21 AM
    It was a pleasure working with you and Hannah. Appreciate your feedback and honesty! Look forward to future transactions with you and your clients 😘
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    About
    "As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    FHA Loans in Brownstown
    First Time Homebuyer Loans in Michigan
    Conventional Loans
    MSHDA Home Loans with our without Down Payment Assistance
    National Faith Homebuyer Loans
    Conventional, FHA, VA & USDA Loans with Down Payment Assistance
    Special Rate Programs
    Doctor Only Loans
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    Education
    • University of Detroit Mercy
      Business Management
      Bachelor of Science
      University of Detroit Mercy logo
    Positions
    • Ruoff Mortgage - Senior Loan Offier
      May 16th, 2025 - Current
    Memberships
    • NMLS Member Since 2011
    • Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
    • SEBAR Golf Committee
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    Addresses and Serving Areas

    Year Started

    1990

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 870309
    Gallery
    Julie Sammons - Gallery Photo
    Julie Sammons - Gallery Photo
    Julie Sammons - Gallery Photo
    Julie Sammons - Gallery Photo
    Julie Sammons - Gallery Photo
    Awards
    ⭐ Affiliate of the Year 2014 & 2016
    ⭐ Affiliate of the...
    🔝 Performance-Based Awards - 2025
    🔝 Performance-Bas...
    📈Volume & Excellence Milestones 20212022
    📈Volume & Excelle...
    Achievements
    • Customer Service & Relationship Management Maintained
    • Innovation & Process Improvement
    • Performance & Sales Achievements
    • View All
    Hobbies
    • Family Gatherings
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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