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Julie Sammons
Senior Loan Officer


University of Detroit Mercy
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate th... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
JULIE HAS GONE ABOVE AND BEYOND TO HELP ME WITH ALL OF MY NEEDS, HER DETERMINATION TO MAKE ME FEEL SAFE AND SURE WITH EVERY STEP IS MORE THAN I COULD EVER IMAGINE. SHE IS NOTHING SHORT OF AMAZING!
Reply from Julie Sammons
April 23rd, 2024 12:23 PM
Appreciate your kind words, Alissa. You have tackled and gone above and beyond to understand the process of homebuying! I am so proud of you and your accomplishment <3 Always happy to help and this new chapter is so Amazing! Congratulations!
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We had quite the bumpy road with trying to secure the house we were looking at. Julie was there for us every step of the way and made sure everything was completed correctly and in a timely manner. We wouldn’t have been able to do all of these...
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Reply from Julie Sammons
April 9th, 2024 02:24 PM
Thank you so much Meghan for your kind words and the excellent rating. I'm truly delighted to hear that you appreciated my efforts to smooth out your journey to securing your house. It was my pleasure to assist you throughout the process at...
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We came to Julie with a FSBO and it required some navigation during the process. With all of her help and expertise, we were able to make the best possible decision for our family. Would 10/10 recommend to anyone looking to purchase/refi in...
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Reply from Julie Sammons
April 9th, 2024 02:27 PM
I am so pleased to hear about your positive experience, Julian! It was a pleasure to help you navigate through the FSBO process. At The Mortgage Link, we strive to provide tailored advice and solutions that meet our clients' unique needs. I'm...
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Julie was a pleasure to work with. She was there to answer anything we had questions about. She explained everything to us, stayed in close contact and helped us with whatever we needed. She made this transaction very smooth. I would definitely...
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Reply from Julie Sammons
April 3rd, 2024 05:30 PM
Thank you Tracy. It was a pleasure working with you and Randy. Even better meeting your face to face at Closing. You have a beautiful Home and thrilled for the two of you to own a Second Home in Houghton Lake area. CONGRATULATIONS!
Julie was helpful and knowledgeable. She was very responsive to my questions and concerns regarding the financing that we were doing
Reply from Julie Sammons
April 3rd, 2024 02:59 PM
You and Tracy were great to work with and I appreciate your Business. Let's keep in touch. :)
Julie is very knowledgeable and friendly to me and my wife and she has always responded to my email and calls quickly
Reply from Julie Sammons
April 9th, 2024 02:24 PM
I appreciate your kind words, Randy. It's always a pleasure to be of service. Thank you for taking the time to share your experience and for the 4-star rating. I strive to provide the best service possible and am glad that I made it easy for...
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Although purchasing a home is quite difficult, Julie has been more than helpful this entire time. This is our first home purchase and there are a lot of things that aren't common knowledge, and Julie made things as simple as she could for us....
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Reply from Julie Sammons
March 18th, 2024 12:25 PM
There are quite a bit of moving parts to purchasing a Home. Nothing worthwhile is easy. You have been great to work with and have responded and completed all requests when asked to do so.Greatly appreciate your feedback and look forward to...
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The process was extremely smooth. We had zero issues throughout the whole home buying process! For being first time home buyers, I couldn't have imagined this process going so well. Julie was responsive, knowledgeable and personable and we...
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Reply from Julie Sammons
March 11th, 2024 02:51 PM
Brendan and Lauren:I am so proud of the two of you. We discussed, you asked so many great questions, you tackled what needed to be completed, and we succeeded with Homeownership! GREAT JOB AND CONGRATULATIONS! Keep the improvements coming;...
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Julie has been very responsive, knowledgeable and helpful through this whole process. I typically get a response within a few minutes, even outside of business hours. Julie has been a pleasure to work with, and I couldn't recommend her more!...
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Reply from Julie Sammons
February 26th, 2024 06:19 PM
It's a pleasure working with you Brendan and we are here to help you every step of the way
Thank you for your kind feedback.
Julie was great throughout the refinance of my home. The only thing that made it a little difficult was the getting the actual mortgage payment and numbers on the day of the refinance and the numbers changed a few times but all in all everything...
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Reply from Julie Sammons
February 17th, 2024 08:56 PM
Appreciate your feedback Dan :) Glad you are a client and continue to be a client.As indicated the numbers were delayed due to the changes you requested the day before closing.I was thankful we did not have to reschedule :) Thank You Very Much...
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About
"As a Senior Loan Officer with over 35 years of experience in the mortgage industry, I’ve built my career on integrity, long-term relationships, and a deep understanding of the lending landscape. I’ve helped thousands of clients navigate the home financing process—whether they were first-time buyers, seasoned investors, or families refinancing for a better future. My approach is consultative and client-focused, ensuring each borrower feels informed, empowered, and confident in their decisions. I stay up-to-date on industry trends, loan programs, and regulatory changes to provide the best options available in a constantly evolving market. My reputation is built on trust, consistent performance, and results."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
FHA Loans in Brownstown
First Time Homebuyer Loans in Michigan
Conventional Loans
MSHDA Home Loans with our without Down Payment Assistance
National Faith Homebuyer Loans
Conventional, FHA, VA & USDA Loans with Down Payment Assistance
Special Rate Programs
Doctor Only Loans
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Education
- University of Detroit MercyBusiness ManagementBachelor of Science

Positions
- Ruoff Mortgage - Senior Loan OffierMay 16th, 2025 - Current
Memberships
- NMLS Member Since 2011
- Affiliate - Partner of Southeastern Board Association of Realtors Since 2014
- SEBAR Golf Committee
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 870309
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Achievements
- Customer Service & Relationship Management Maintained
- Innovation & Process Improvement
- Performance & Sales Achievements
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Hobbies
- Family Gatherings
- Golf
- Pickleball
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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