Julia Gramenz
Loan Officer
Florida State University
LET’S GET YOU INTO YOUR DREAM HOME
It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Julia was very responsive and returned my calls promptl. it was great to work with someone who kept the momentum going to keep the time line as expected.
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
It was a pleasure to work with you! Here is to more deals closed! Here for you anytime.
very knowledgeable, helpful and fast communication!! Thank you for all your help!
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
I loved being with you on this journey. I'm still here for you even though we are closed. Congratulations!
Working with Julia was a pleasure. We had a great close. Julia kept on top of everything through the whole process!
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
So glad we got one closed together finally :-) You are the best! I appreciate you.
we had issues with our appraiser and Julia went above and beyond to make sure we understood what was going on and helped us navigate the proces.
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
So glad you finally got closed! Thank you for all your patience. We did it!
Julia provides top-tier service. She sets fair expectations, looks at different options to ensure the customer is getting the best service possible, and thinks outside of the box to her customers' benefit. I will always refer Julia first to...
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Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
Thank you, Jordan! I absolutely LOVE working with you! You are a top notch agent for sure!
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About
LET’S GET YOU INTO YOUR DREAM HOME
It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
DSCR
HELOC
OFHA
Homes for Heros
Reverse Mortgage
203k Mortgage
Conventional
FHA
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Education
- Florida State UniversitySpecial Education and TeachingMaster of Education (M.Ed.)
- University of ToledoSocial WorkBachelor of Arts (BA)
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2537841
Disclaimer
© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.