Julia Gramenz
Loan Officer
Florida State University
LET’S GET YOU INTO YOUR DREAM HOME
It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Julia is the kind of professional you want in your corner for something as important as a mortgage. She’s thorough, conscientious, and easy to work with — and when she doesn’t know an answer off the top of her head, she doesn’t guess, she goes...
read more
Reply from Julia Gramenz
August 26th, 2026 08:43 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Julia is wonderful and I have nothing but praise for her. I intend to use her again for my next purchase. Total praise for her does not necessarily extend to the company she works for, which is lucky to have her as an employee.
Reply from Julia Gramenz
August 25th, 2026 02:41 PM
It was great working with you. Thanks again for putting your trust in us.
Julia was very responsive and supportive and communicative throughout the whole process. A+ in that regard. Unfortunately, the result was not always what I anticipated and we had some hiccups along the way. She was alwags always there to help...
read more
Reply from Julia Gramenz
July 20th, 2026 01:40 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Julia was quick to respond and empathetic to the challenges along the way, clearing onstacles wherever possible.
Reply from Julia Gramenz
April 20th, 2026 01:31 PM
Thank you so much for the lovely review. It means so much to me that you trusted me with this purchase.
Clear communication and minimal in person paperwork to sign made the process smoother.
Reply from Julia Gramenz
April 20th, 2026 01:32 PM
Thank you so much Lydia! I am so grateful that I could help you with your refinance.
I cannot recommend Julia highly enough! As a realtor, I work with lenders every single day, so when it came time to purchase my own home, I knew exactly who to call. Julia made the entire process incredibly smooth and, most importantly, stress-free....
read more
Reply from Julia Gramenz
April 10th, 2026 09:15 PM
I am so honored to have been a part of the transaction :-)
Julia was super helpful and communicative throughout the process!
Reply from Julia Gramenz
April 10th, 2026 09:15 PM
I so appreciate you!
Julia had great communication skills with me and my wife. She also answered all my questions in a very timely manner. Julia always made sure that we were satisfied and knew what was going on.
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
I'm pleased to hear about your positive experience. It's great to know that the communication and support I provided were helpful to you and your wife. If you ever have more questions or need further assistance in the future, please feel free...
read more
she was great
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
You were a pleasure to work with, welcome HOME!
First time home byer and it could not have gone any smoother Julia was there for me every step of the way and answered all my questions even the dumb ones I asked lol she calmed me down down when I was stressing and explained everything so...
read more
Reply from Julia Gramenz
January 22nd, 2026 04:54 PM
I am SO happy for you. It was an absolute pleasure!
1–10 of 15
About
LET’S GET YOU INTO YOUR DREAM HOME
It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
DSCR
HELOC
OFHA
Homes for Heros
Reverse Mortgage
203k Mortgage
Conventional
FHA
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Florida State UniversitySpecial Education and TeachingMaster of Education (M.Ed.)
- University of ToledoSocial WorkBachelor of Arts (BA)
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #2537841
Disclaimer
© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.