

Judy Malcolm
Loan Originator | NMLS# 138811

Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of... Show More
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So thankful that Judy was always accessible when I had questions. She is my favorite loan officer in Erie, PA. She communicates every step of the way!
Reply from Judy Malcolm
August 15th, 2024 02:43 PM
Thanks so very much Mary! You always help make the transaction so smooth!
Judy and the whole team made the experience painless.
Reply from Judy Malcolm
August 8th, 2024 02:09 PM
Happy to hear that the process was painless, Adam! It was a pleasure assisting you with your loan purchase. Your positive feedback is greatly appreciated and I'm thrilled that the Howard Hanna Mortgage Services team and I were able to meet...
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M satisfied with Hanna Howard
Reply from Judy Malcolm
August 4th, 2024 10:54 PM
Sanjit, it was a pleasure helping you with your financing. Please let me know if you have any questions in the future.
I had a pre-approval from another lender, but their loan product wasn’t well-suited for my needs. Judy was able to get me pre-approved for a much better loan, within an hour of contacting her to discuss my situation. She was helpful and guided...
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Reply from Judy Malcolm
July 30th, 2024 03:14 PM
I'm so glad to hear that you had a positive experience, Melynda! It was a pleasure assisting you in finding a loan that better fit your needs. It's always my goal to make the mortgage process as smooth as possible. Thank you for your kind words,...
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Judy was great to work with and was wonderful with communication
Reply from Judy Malcolm
July 29th, 2024 06:05 PM
I'm thrilled to hear that you had a positive experience with me at Howard Hanna Mortgage Services, Christine! Your feedback is greatly appreciated. I strive to maintain open communication with my clients to ensure a smooth purchasing process....
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Friendly.
Knowledgeable?
And willing to go the extra mile.
Reply from Judy Malcolm
July 26th, 2024 02:31 PM
I appreciate your kind words and 5-star review, Bob! Always a pleasure when we are on a deal together!
Judy responds very quickly day or night. She really knows her stuff!
Reply from Judy Malcolm
July 25th, 2024 03:12 PM
Thanks Zack for the great review! I felt privileged to have been a part of your first deal! Looking forward to many more together!
Fast response, very kind and always willing to help!
Reply from Judy Malcolm
July 24th, 2024 07:05 PM
I'm thrilled to hear your positive feedback, David! It was a pleasure to assist you with your purchase. Your kind words about my fast response and willingness to help truly mean a lot. I look forward to the opportunity to work with you again...
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Every think all in one place
Reply from Judy Malcolm
July 22nd, 2024 02:27 PM
I'm so glad to hear that you had a positive experience with your purchase, Buddy! It's great to know that Howard Hanna Mortgage Services was able to provide everything you needed all in one place. Your feedback and 5-star rating mean a lot....
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Judy is very responsive and works well with clients to ensure everything runs smoothly. Any time there are any questions or issues that need addressed, she is always willing to put in the effort to get it resolved. Thank you Judy!
Reply from Judy Malcolm
July 18th, 2024 01:21 PM
I'm glad to hear that your experience with me and Howard Hanna Mortgage Services was a positive one, Julie. Ensuring the purchasing process runs smoothly for my clients is a top priority, and I'm always here to help address any questions or...
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About
Judy takes the time with each client to truly understand their needs and desires. She gives every client personal attention and makes herself completely accessible throughout the mortgage process. She has 36 years of mortgage experience, of which 30 of those years as a loan originator and is well versed in the many changes this industry has faced.
Judy has earned a reputation as being caring and honest. These attributes make it easy for Judy to build a trusting, caring relationship with each client, something Judy feels is critical to her ability to make the entire mortgage process flow smoothly. Judy enjoys working with her clients and is looking forward to finding the best program for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
PHFA
Conventional, FHA, VA, USDA, PHFA
Conventional, FHA, VA, USDA, First-time Homebuyer
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Memberships
- Our Lady of Peace
- Devine Mercy Encounter
- Engine House 39
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 138811
Awards
Commonwealth of PA...
Achievements
- PHFA Top Producing Mortgage Originator since 2015
Hobbies
- Golfing
- Skiing
- Snow Showing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.