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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Skyla H
    Posted on November 5th, 2024 04:50 PM
    Judy, kept clear constant communication between myself and the client. If I had any questions or needs she always made herself available. I will always recommend Judy as a skilled and knowledgeable loan officer.
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    Skyla H
    Hathaway Pines, CA
    Posted on November 5th, 2024 04:49 PM
    Judy, kept clear constant communication between myself and the client. If I had any questions or needs she always made herself available. I will always recomend Judy as a skilled and knowledgable loan officer.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    It was an absolute pleasure working with you, Skyla. You did a fantastic job keeping things together and making the process go so smoothly. Can't wait to work with you again.
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    Jack H M
    Hathaway Pines, CA
    Posted on November 2nd, 2024 07:07 PM
    Judy's customer service and follow up was outstanding. She kept us informed and understanding what was needed and why.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thank you, Jack. Welcome to the mountains.
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    Erik P
    Posted on October 26th, 2024 06:09 AM
    Great experience while getting our HELOC
    Reply from Judy Bettencourt
    October 28th, 2024 05:31 PM
    It was a pleasure working with you. Thank you.
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    Erik P
    HUGHSON, CA
    Posted on October 26th, 2024 06:08 AM
    Just was patient when we needed and prompt when we were ready. Great experience in spite of crazy high interest rates.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thank you.
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    Gary S D
    Posted on October 21st, 2024 04:36 PM
    Judy Bettencourt has received a review with 5 star rating from Gary S D
    Reply from Judy Bettencourt
    October 28th, 2024 05:37 PM
    It was a pleasure working with you again. We make a great team.
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    Gary D
    HUGHSON, CA
    Posted on October 21st, 2024 04:36 PM
    Judy is always on top of our timelines and is great at communicating where we are at and what we need.
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    Emily B
    Hathaway Pines, CA
    Posted on September 3rd, 2024 05:35 PM
    Judy really took the time to follow through and communicate well. She was detailed, thorough, and proactive.
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    It was a pleasure working with you, Emily. Enjoy your new home.
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    Team Z
    Posted on August 28th, 2024 04:53 PM
    Thank you Judy!
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    Patty Z
    Hathaway Pines, CA
    Posted on August 28th, 2024 04:52 PM
    Very nice personal touch and good commutation skills
    Reply from Judy Bettencourt
    October 8th, 2026 07:27 AM
    Thank you Patty. Its always a pleasure working with you and John. Looking forward to helping your next buyers.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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