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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Michelle E
    Delhi, CA
    Posted on April 10th, 2021 08:27 AM
    Judy made this process run smoothly from start to finish. She answered all my questions quickly and efficiently. I will definitely suggest family and friends use Judy and her team!
  • Encompass
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    Kevin L
    Hughson, CA
    Posted on April 9th, 2021 02:23 PM
    Everything was great, she made my dreams of buying a home into reality and I’m thankful for that. From the moment we first made contact until the last time we spoke. The level of expertise she has made buying a home a smooth transition. Judy...
    read more
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    Kevin L
    Hughson, CA
    Posted on April 9th, 2021 02:23 PM
    Everything was great, she made my dreams of buying a home into reality and I’m thankful for that. From the moment we first made contact until the last time we spoke. The level of expertise she has made buying a home a smooth transition. Judy...
    read more
  • Encompass
    K
    KATHY L
    OAKDALE, CA
    Posted on April 2nd, 2021 02:05 PM
    Judy was very helpful through the loan process.
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    KATHY L
    OAKDALE, CA
    Posted on April 2nd, 2021 02:05 PM
    Judy was very helpful through the loan process.
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    Eric M
    Arnold, CA
    Posted on March 28th, 2021 12:52 PM
    Her politeness and patients.
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    Eric M
    Arnold, CA
    Posted on March 28th, 2021 12:52 PM
    Her politeness and patients.
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    Kathleen D
    Angels Camp, CA
    Posted on March 4th, 2021 08:36 PM
    This was my second refinance with Judy and just like the first, it went smoothly and with minimal hassle or delay. I think Judy does a great job!
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    Kathleen D
    Angels Camp, CA
    Posted on March 4th, 2021 08:36 PM
    This was my second refinance with Judy and just like the first, it went smoothly and with minimal hassle or delay. I think Judy does a great job!
  • Encompass
    S
    Susan M
    Modesto, CA
    Posted on February 26th, 2021 03:40 PM
    Julie made everything easy and fast, very professional.!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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