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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    M
    Matthew M
    Hilmar, CA
    Posted on March 16th, 2020 05:57 PM
    Judy was very quick about reaching out for anything she needed and easy to talk to. The only hiccup came from the appraisal. It was ordered to be delivered on her desk on the contingency date, this was delayed and forced us to ask for an extension....
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  • Encompass
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    Shelly A
    Modesto, CA
    Posted on March 15th, 2020 10:51 PM
    Judy was very prompt and processed our refinance promptly. Unfortunately; the appraiser they hired was from 45 minutes away from our area. He did not understand the desired part of our neighborhood and when we questioned he did not care. Horacio...
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  • Encompass
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    Amy C
    Modesto, CA
    Posted on February 28th, 2020 03:49 PM
    The personal and professional attention Judy provides is unmatched by other mortgage brokers we have used. her Patience and persistence assisted us with a credit situation that has haunted us for years. I will definitely contact and use Judy...
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    Lawrence P
    Modesto, CA
    Posted on February 28th, 2020 01:52 PM
    Judy Bettencout is the definition of professional. She has been our loan agent on several mortgages and will continue to be in the future. Highly recommend her to family and friends!
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    Tracy E
    Oakland, CA
    Posted on February 10th, 2020 03:17 PM
    Judy is great! Fast, responsive and so easy to work with. She made the whole process easy for us and worked around our busy schedules. I highly recommend Contacting Judy of you are Considering a refi!
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    Suzanne S
    Dorrington, CA
    Posted on February 7th, 2020 09:54 AM
    Judy thinks outside the box to make things happen. Her communication skills are excellent and she kept us updated throughout the loan process. She was a joy to work with!
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    Paul W
    Dorrington, CA
    Posted on February 4th, 2020 04:01 PM
    Judy was very efficient and very friendly. The process was smooth!
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    Robert H
    Modesto, CA
    Posted on February 1st, 2020 04:35 PM
    Judy was an unbelievable communicator. She stayed on top of the process every step of the way.
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    Kathryn A
    Arnold, CA
    Posted on January 23rd, 2020 04:32 PM
    Judy is very personable, pleasant and knowledgeable, so answered all of our questions when we needed her to do so.
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    Bruce R
    Arnold, CA
    Posted on January 22nd, 2020 04:12 PM
    My Wife was mostly in main contact with the whole loan process with Judy and she mention many times how Professional she was and how much she like working with her. I experience Judy's knowledge of the mortgage process and Professionalism during...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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