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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Steven R
    Modesto, CA
    Posted on September 28th, 2020 11:42 PM
    She just made the whole process easy for me to understand, always there when I called and answered all my questions.
  • Encompass
    A
    Ali V
    Orinda, CA
    Posted on September 27th, 2020 03:09 PM
    This is the fourth loan Judy has helped us secure. Her knowledge and advise has saved us time and money on every transaction. We also value her immediate response to our questions.
  • Encompass
    B
    Barry C
    Arnold, CA
    Posted on September 25th, 2020 03:26 PM
    Judy made the process very user friendly. She communicated with me on a regular basis .Judy made what can be a stressful experience in a very stressful time a positive one.
  • Encompass
    N
    Neal C
    Dorrington, CA
    Posted on September 23rd, 2020 06:07 PM
    This is the second time I went to Judy in acquiring my home loan. She goes beyond expectations in supporting me through the process. I would never hesitate in recommending her.
  • Encompass
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    Jennifer E
    Hughson, CA
    Posted on September 22nd, 2020 03:54 PM
    Judy was very helpful and made sure to communicate with us every step of the process.
  • Encompass
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    Derek W
    Sonora, CA
    Posted on September 1st, 2020 03:56 AM
    Judy was always available for my questions which she answered quickly. Being a first time home buyer, this made my experience enjoyable. Thank you Judy!
  • Encompass
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    Nancy P
    Arnold, CA
    Posted on August 30th, 2020 03:16 PM
    Judy was very professional and helpful in the entire loan process. Her prompt reply to every question was outstanding. Judy and her team are awesome. I will definitely refer your company to anyone I know that needs a home loan. Thank you Judy...
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  • Encompass
    K
    Katie E
    Modesto, CA
    Posted on August 28th, 2020 03:00 PM
    Judy was fantastic to work with! She had great communication and kept us up to date every step of the way. She was always available to answer any questions we had and made our refinance so easy. We couldn’t have asked for a better loan officer....
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  • Encompass
    A
    Anthea G
    Santa Cruz, CA
    Posted on August 27th, 2020 04:13 PM
    Judy was the most efficient loan officer I have ever worked with! She was better than FIVE STARS!
  • Encompass
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    Pedro J
    Arnold, CA
    Posted on August 27th, 2020 01:09 PM
    My wife and I had a conversation with Judy before making our decision on choosing our lender. It was during our conversation that we both knew we were going to be in great hands. Judy is very professional and kept us up to date every step of...
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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