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Judy Bettencourt - Loan Originator | NMLS# 1358190 in Walnut Creek, CA

Judy Bettencourt

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Loan Originator | NMLS# 1358190

Company Logo
Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
View All days
Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    PAUL H
    Coulterville, CA
    Posted on August 3rd, 2021 01:42 PM
    Judy's comuniacation skills. And overall a very nice person to talk too.
  • Encompass
    M
    Mallory B
    Coulterville, CA
    Posted on August 2nd, 2021 02:07 PM
    Judy was very professional and friendly. She also responded very quickly any time I reached out with a question.
  • Encompass
    A
    Alvena M K
    MODESTO, CA
    Posted on July 31st, 2021 12:26 AM
    Judy was quick, attentive and thorough. Everything you need in a loan advisor!
  • Encompass
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    Joshua K
    Salida, CA
    Posted on July 22nd, 2021 07:19 PM
    Very professional and helpful thank you for all your help!
  • Encompass
    F
    Fatima O
    MODESTO, CA
    Posted on July 15th, 2021 03:51 PM
    With Judy's knowledge and being understanding/patient with me, I was able to effortlessly get through my loan process. I will certainly recommend your services to anyone who needs the services Judy can provide. Thank you.
  • Encompass
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    Fernando C
    MODESTO, CA
    Posted on July 14th, 2021 02:06 PM
    Everything went smooth, fast and simple
  • Encompass
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    Gina M F
    MODESTO, CA
    Posted on July 12th, 2021 03:40 PM
    EVERYTHING ABOUT JUDY'S PERFORMANCE WAS WONDERFUL. COMMUNICATION, QUICK SERVICE, KINDNESS.
  • Encompass
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    Jack S P
    ARNOLD, CA
    Posted on July 9th, 2021 01:51 PM
    Very easy and stress free. When issues came up, Judy advised me and took steps to fix the problem, usually in less than a day.
  • Encompass
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    Jason A D
    Modesto, CA
    Posted on June 30th, 2021 09:20 PM
    Every step was accomplished in a timely manner with updates about the next step in the process.
  • Encompass
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    Anita L M
    OAKDALE, CA
    Posted on June 1st, 2021 06:01 PM
    Judy was great to work with and kept me informed every step of the way!
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Equal Housing Opportunity

    ©2026 Envoy Mortgage, LTD. NMLS #6666, All Rights Reserved
    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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    NMLS Consumer Access