Joyce Kreminski
Northwest Mortgage Advisors
Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in ... Show More
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Reviews from Web
Jim and Joyce were fantastic! They helped me understand what was going on the entire time! I cannot express my gratitude enough! We we decide to get our next property we are definitely coming back!!!
Reply from Owner
October 16th, 2021 12:00 AM
Congratulations Brian. Thank you for the opportunity to serve you. Many wishes for lots of happy memories.
Jenalee is professional and willing to help in the entire process of our Loan application. She answered all of our questions and knew we were first time buyers and had a lot of questions. She was available and contacted us often to keep us...
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Reply from Owner
October 16th, 2021 12:00 AM
I'm so happy for you and Curtis! Thank you for trusting me to be part of your home ownership journey.
I was house searching but had no luck finding a lender to accept because of my bankruptcy. However, one day I googled and came across Jim.I gave him a call and discussed my situation and he was very welcoming and personable. He was very informative...
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Reply from Owner
October 16th, 2021 12:00 AM
Happy for you Betty. Thanks for the review!
NW Mortgage made the process of acquiring a 2nd home mortgage almost painless! Jim Kreminski is very knowledgeable about financing options, finding the best underwriter for your situation, and following through with very timely & clear communications....
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Reply from Owner
October 16th, 2021 12:00 AM
Thank you Marsha for taking the time to share. We appreciate the opportunity to serve you!
Very courteous and fast! Never had the opportunity to meet Jennalee but we were able to get everything done by phone or email. Would recommend
Reply from Owner
October 16th, 2021 12:00 AM
We are grateful for the opportunity!
Jim and Joyce Kreminski of Northwest Mortgage Advisors were amazing to work with. Very knowledgeable and provided amazing guidance throughout my refi process.
Reply from Owner
October 16th, 2021 12:00 AM
It was an honor assisting you with your home loan needs.
Joyce, Jenna Lee and the team at Northwest are outstanding. They have put together a mortgage that others said was not possible. If you are searching for a mortgage please contact and i am sure you will be satisfied as we were.Always professional,...
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Reply from Owner
October 16th, 2021 12:00 AM
Thank you Ross! We here at Northwest Mortgage Advisors were so pleased to see this across the finish line. We are so happy for you both.
Joyce Kreminski has received a review with 5 star rating from Shane H
Reply from Owner
October 16th, 2021 12:00 AM
Thank you for the review!
Jim & Joyce were very responsive, answered our questions, and worked hard to help us close early. Would happily work with them again, if the opportunity arose!
Reply from Owner
October 16th, 2021 12:00 AM
Thank you!
Jim and Joyce Kreminski are the best! Jim and Joyce and the Northwest Mortgage team went above and beyond the call of duty. This last year they have walked me through two different deals. This team is FIVE STARS!! and i look forward to working...
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Reply from Owner
October 16th, 2021 12:00 AM
THANKS RANDY!
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About
Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. Home Loans. Simplified. Since 1987™.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
FHA, VA and USDA Home Loans
Conventional Loans
Jumbo Loans
DPA (downpayment assistance) Programs
Reverse Mortgages
HELOC (home equity line of credit) and HELOAN (home equity loan)
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Positions
- Northwest Mortgage Advisors - Loan Originator and Administrative Mgr.Jan 30th, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- Oregon