Joyce Kreminski
Northwest Mortgage Advisors
Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I felt like they were invested in my success. not just another client.
Reply from Joyce Kreminski
January 21st, 2026 05:44 PM
Our goal is always for your success! Thank you, Keith, for entrusting us with your mortgage needs. We appreciate your business.
My go to Mortgage Advisor. Whether it’s about home values, interest rates or just “what if…” The team at NW Mortgage Advisors are 100% on top of all my property financial needs. They should be your Advisor too!
Reply from Owner
February 16th, 2026 12:00 AM
Thank you Keith, always our pleasure and we are always here if you need us.
Excellent, knowledgeable help. Joyce took all the anxiety out of the home loan process.
Reply from Joyce Kreminski
December 2nd, 2025 04:05 PM
I'm glad to hear that I could help make your home loan process smoother and alleviate any anxiety, Abra. Thank you for your kind words. If you have any further questions or need assistance in the future, feel free to reach out.
Excellent, knowledgeable help. Joyce took all the anxiety out of the home loan process. None of my first time buyer questions were too silly for her, and her warmth and competence put me at ease. She’s great at what she does!
Reply from Owner
February 16th, 2026 12:00 AM
Thank you Abby. So happy for you.
Joyce was running every option for my delima and didn't stop until it was a satisfactory outcome for all parties. Joyce goes above the beyond and saw this through with the same 110% the first day we met, to the last day of escrow. That's the...
read more
Reply from Joyce Kreminski
October 20th, 2025 05:47 PM
Hi Kyle, I am so honored and thank you for taking the time to share your experience with us, but you helped tremendously in making it happen and made it possible for us to serve you with your mortgage needs. Keep chasing those dreams and goals...
read more
N.M.A. is top teir for their campaign to get your dreams of the ground in the property industry. Their team is dedicated to creating the best of the best the first time. Guaranteed.
Reply from Owner
November 16th, 2025 12:00 AM
Thank you. Such an honor to assist you with your hone loan. (:
When I had to refinance my house, Joyce was incredibly helpful and knowledgeable in the process. She made sure everything stayed on track and was done in a very timely manner. I'm so grateful to have had the opportunity to work with her. I...
read more
Reply from Owner
October 16th, 2025 12:00 AM
It was great working with you. It always helps to have such a great borrower. Thank you, Jesse for taking the time to post a review. We are always here to answer any questions or assist you in the future.
Jim and Joyce were amazing to work with. They were great communicators and helped us lock in a great rate! They walked us through the process every step of the way and couldn’t have done it without them! They truly went above and beyond. We...
read more
Reply from Owner
October 16th, 2022 12:00 AM
We couldn't be more happy for you two and your little one on the way! Thank you for letting us be part of your journey. Lots of wishes for many happy years in your new home!
These ladies are nothing short of miracle workers! Mandi & Angie we’re the best. They were fast to respond or to call us back. They never once made my wife and I feel stupid for dumb questions or having to clarify things. They got us an amazing...
read more
Joyce Kreminski has received a review with 5 star rating from Jennifer L
Reply from Owner
October 16th, 2022 12:00 AM
Thank you Jennifer, it was our pleasure to work with you!
11–20 of 62
About
Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. Home Loans. Simplified. Since 1987™.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
FHA, VA and USDA Home Loans
Conventional Loans
Jumbo Loans
DPA (downpayment assistance) Programs
Reverse Mortgages
HELOC (home equity line of credit) and HELOAN (home equity loan)
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Northwest Mortgage Advisors - Loan Originator and Administrative Mgr.Jan 30th, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- Oregon