Joyce Kreminski

Northwest Mortgage Advisors

5.0

(141)

Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in ...... Show More

Mortgage

Mortgage Loan Officer

Contact Info

(661) 328-1600

Redmond, OR

https://northwestmortgageadvisors.gemcorp.com

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5.0

(141)

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Joyce was delightful to work with. She walked me through every step of the loan process and was very patient with answering all my many questions. thank you Joyce for making the experience wonderful!

Reply from Joyce Kreminski

June 22nd, 2026 10:33 PM

Thank you for the opportunity to serve you with your mortgage needs. Completely my honor. (:

Joyce was great working with us and helped with us obtaining all information needed. She went above and beyond our expectations. She explained things clearly and helped make getting our loan completed smoothly. We would use her again.

Reply from Joyce Kreminski

June 11th, 2026 07:47 PM

Monte, I'm grateful for your kind words and pleased to hear that I could assist you throughout the loan process. It's great to know everything went smoothly and that I could exceed your expectations. If you ever need further assistance, I'm...

Great communication!

Reply from Joyce Kreminski

March 3rd, 2026 03:54 PM

Tara, it's wonderful to know you appreciated the communication throughout the process. If there's anything else you need or if any questions come up in the future, I'm here to help.

I felt like they were invested in my success. not just another client.

Reply from Joyce Kreminski

January 21st, 2026 05:44 PM

Our goal is always for your success! Thank you, Keith, for entrusting us with your mortgage needs. We appreciate your business.

My go to Mortgage Advisor. Whether it’s about home values, interest rates or just “what if…” The team at NW Mortgage Advisors are 100% on top of all my property financial needs. They should be your Advisor too!

Reply from Owner

January 24th, 2026 12:00 AM

Thank you Keith, always our pleasure and we are always here if you need us.

Excellent, knowledgeable help. Joyce took all the anxiety out of the home loan process.

Reply from Joyce Kreminski

December 2nd, 2025 04:05 PM

I'm glad to hear that I could help make your home loan process smoother and alleviate any anxiety, Abra. Thank you for your kind words. If you have any further questions or need assistance in the future, feel free to reach out.

Excellent, knowledgeable help. Joyce took all the anxiety out of the home loan process. None of my first time buyer questions were too silly for her, and her warmth and competence put me at ease. She’s great at what she does!

Reply from Owner

January 24th, 2026 12:00 AM

Thank you Abby. So happy for you.

Joyce was running every option for my delima and didn't stop until it was a satisfactory outcome for all parties. Joyce goes above the beyond and saw this through with the same 110% the first day we met, to the last day of escrow. That's the...

Reply from Joyce Kreminski

October 20th, 2025 05:47 PM

Hi Kyle, I am so honored and thank you for taking the time to share your experience with us, but you helped tremendously in making it happen and made it possible for us to serve you with your mortgage needs. Keep chasing those dreams and goals...

N.M.A. is top teir for their campaign to get your dreams of the ground in the property industry. Their team is dedicated to creating the best of the best the first time. Guaranteed.

Reply from Owner

October 24th, 2025 12:00 AM

Thank you. Such an honor to assist you with your hone loan. (:

When I had to refinance my house, Joyce was incredibly helpful and knowledgeable in the process. She made sure everything stayed on track and was done in a very timely manner. I'm so grateful to have had the opportunity to work with her. I...

Reply from Owner

September 24th, 2025 12:00 AM

It was great working with you. It always helps to have such a great borrower. Thank you, Jesse for taking the time to post a review. We are always here to answer any questions or assist you in the future.

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Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Fixed Rate Mortgages

Adjustable Rate Mortgages