Joyce Kreminski

Northwest Mortgage Advisors

5.0

(59)

Northwest Mortgage Advisors, a division of Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout Oregon and the rest of the country. Golden Empire Mortgage was founded in ... Show More

Mortgage

Mortgage Loan Officer

Contact Info

(661) 328-1600

Redmond, OR

https://northwestmortgageadvisors.gemcorp.com

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Jim and Joyce have been nothing but spectacular! They helped navigate our family through the refinancing process making is as simple as possible. The level of service and professionalism was very much appreciated. We will undoubtedly be using...

Reply from Joyce Kreminski

August 31st, 2026 01:35 PM

Andrew, I'm grateful for your kind words and pleased that I could assist your family with the refinancing process. It's wonderful to hear that you appreciated the level of service and professionalism. I look forward to working with you again...

Joyce was both professional and personable during the process. She set expectations along the way, so there were really no surprises.

Reply from Joyce Kreminski

July 27th, 2026 04:20 PM

Loren, I'm glad to hear that my professional and personable approach made your experience a positive one. Keeping expectations clear is important to me, and I'm pleased it helped ensure a smooth process for you. If you have any future needs,...

Joyce's knowledge based, understanding of our specific needs and situations made for a very pleasant experience! She was always available, and willing and able to help!

Reply from Joyce Kreminski

July 2nd, 2026 07:26 PM

Erika, I'm pleased to know that my understanding of your specific needs contributed to a pleasant experience. Being available and helpful is important to me, so I'm glad it made a difference for you. If there's anything else you require in...

Knowledgeable and able to work with unusual circumstances made for the most pleasant experience. Much appreciated and 100% recommend!!

Reply from Owner

July 18th, 2026 12:00 AM

Thank you Erika for taking the review. Honored that you chose me to be your mortgage lender and part of your journey!

Joyce was delightful to work with. She walked me through every step of the loan process and was very patient with answering all my many questions. thank you Joyce for making the experience wonderful!

Reply from Joyce Kreminski

June 22nd, 2026 10:33 PM

Thank you for the opportunity to serve you with your mortgage needs. Completely my honor. (:

Joyce was great working with us and helped with us obtaining all information needed. She went above and beyond our expectations. She explained things clearly and helped make getting our loan completed smoothly. We would use her again.

Reply from Joyce Kreminski

June 11th, 2026 07:47 PM

Monte, I'm grateful for your kind words and pleased to hear that I could assist you throughout the loan process. It's great to know everything went smoothly and that I could exceed your expectations. If you ever need further assistance, I'm...

Great communication!

Reply from Joyce Kreminski

March 3rd, 2026 03:54 PM

Tara, it's wonderful to know you appreciated the communication throughout the process. If there's anything else you need or if any questions come up in the future, I'm here to help.

I felt like they were invested in my success. not just another client.

Reply from Joyce Kreminski

January 21st, 2026 05:44 PM

Our goal is always for your success! Thank you, Keith, for entrusting us with your mortgage needs. We appreciate your business.

My go to Mortgage Advisor. Whether it’s about home values, interest rates or just “what if…” The team at NW Mortgage Advisors are 100% on top of all my property financial needs. They should be your Advisor too!

Reply from Owner

January 18th, 2026 12:00 AM

Thank you Keith, always our pleasure and we are always here if you need us.

Excellent, knowledgeable help. Joyce took all the anxiety out of the home loan process.

Reply from Joyce Kreminski

December 2nd, 2025 04:05 PM

I'm glad to hear that I could help make your home loan process smoother and alleviate any anxiety, Abra. Thank you for your kind words. If you have any further questions or need assistance in the future, feel free to reach out.

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Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Fixed Rate Mortgages

Adjustable Rate Mortgages