Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Joy and Kim were on top of everything with my financing and mortgage. They were wonderful to my son and i. Thank you.
Joy is such a pleasure to work with. Always a smile in her voice and she truly cares for and listens to others. Thank you, Joy!
Joy was wonderful to work with. She has such a great personality, explained the mortgage process in a detailed way we could understand, and went over and beyond to help us understand the process and feel comfortable. I would recommend her to...
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Joy and kim went out of their way to keep me informed throughout the whole process. If I was confused about anything the walked me through it until I understood. This is the second time I have worked with Joy and Kim and both times it was a...
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Went above and beyond to help us through the process as first time home buyers. Joy and her team answered all our silly questions, explained forms and documents in easy to understand ways. She was also very flexible in working around our family...
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In being a first time home buyer, the entire process looked daunting and stressful, a reason why I procrastinated buying home. Joy and her team of professionals proved that my notions of buying a home had been off and really made me wonder...
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Joy was incredibly generous with her time. Any questions we had, she had answers for. If we called, text, or emailed, she would always reply. She gave us every minor bit of information we needed to make this process easy. Joy and her staff...
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It was pleasure to work with you. Great communication. I hope we work together again soon.
Joy was wonderful! She advised us through every step as we were renting our first house and buying our new house in the new city we had moved to. We had never been through that and she was quick to respond to the many questions that came up....
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Joy is a great communicator and problem solver, which is extremely important to Realtors during a transaction! Knowledgeable, professional, and efficient!
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)