

Joy Wood
VP | Sr. Loan Officer | NMLS ID #962840

Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, s... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joy kept me informed all along the way. I was always able to keep the listing agent and anyone else involved in the transaction informed on exactly what was happening without having to call Joy to get an update.Joy made the whole process very...
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The dedication and hard work by Ms. Wood was amazing. Very easy and pleasant experience!
Joy (& Kimberly) were thorough from start to finish. They were attentive to detail, timely, and helpful. Communication was always prompt and professional while also being friendly. We felt more than comfortable asking questions and getting...
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Joy is always so pleasant and helpful. She is always thinking of new and creative ways to help us grow our business as well as hers. She Is always available to speak with my Company at any time day, night and or on Weekends. Her knowledge and...
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Everything was done in a professional and timely manner. If my husband and myself had any questions or concerns we could call Joy and she had no problem answering our questions. We were able to stop by the office without a appointment and Joy...
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Joy is like having your best friend guide you through purchasing and financing a home. She even gave me advice on choosing the home insurance company. She is available at all hours and was a pleasure to work with. This is my second house I’ve...
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Joy is so personable and very professional! Her services are exceptional and I will continue to refer her too all of my clients! She is the Best!!
Joy was very knowledgeable. She was very good about informing all parties of the status of the financing process.
Joy continually works extra hours and goes the extra mile. It greatly helps that she does so with enthusiasm and a smile👍🏽😊
Everyone went out of their way to make our buying experience pleasurable.
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About
Joy Wood is a mortgage professional and speaker who blends extensive industry knowledge with a passion for helping others. As VP | Sr. Loan Officer at Atlantic Coast Mortgage (ACM), she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs.
By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
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Positions
- Atlantic Coast Mortgage, LLC - VP, Sr. Loan OfficerAug 4th, 2025 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #962840
- Licensed in NC, VA
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)