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New American Funding - Joy Schneckloth
Sr. Loan Consultant | NMLS # 406042

I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Fast and painless
Reply from New American Funding - Joy Schneckl...
January 5th, 2026 06:39 PM
Thank you so much for allowing us to help you AGAIN! 🏡❤️
Joy was extremely friendly, knowledgeable, and helpful throughout the entire process. She made a not so easy closing much more bearable with her clear communication, patience, and professionalism. I'd highly recommend her to anyone looking...
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Reply from New American Funding - Joy Schneckl...
January 3rd, 2026 08:18 PM
Awww Thanks so much Nancy!! So happy we had you on our side too! Let’s do it again!! 🏡❤️
they worked hard to get the loan throug!
Reply from New American Funding - Joy Schneckl...
December 24th, 2025 06:48 PM
So, so, happy for you!! Thank you for allowing me to help you with a new home for Christmas! 🎄
I liked how we set up teams meetings to go over my questions. It made me feel a lot more comfortable to know what I was signing.
Reply from New American Funding - Joy Schneckl...
December 22nd, 2025 06:48 PM
Congratulations to you again on the purchase of your new home! Thank you for allowing us to help you! 🏡❤️
We were very impressed with how hard Joy and the rest of the team worked on our loan making it happen regardless of the hurdles.
Reply from Joy Schneckloth
December 31st, 2025 03:21 PM
I'm pleased to hear that you were impressed with the effort put into your loan process, Roger. Navigating the challenges to make things happen is always a priority for me, and I'm glad it made a positive impact on your experience. If you have...
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New American Funding - Joy Schneckloth has received a review with 5 star rating from Jeremey D
Reply from Owner
January 9th, 2026 09:14 AM
I appreciate your positive rating, Jeremey. If there's anything further you'd like to discuss, feel free to get in touch.
Outstanding communication and very down to earth staff.
Reply from New American Funding - Joy Schneckl...
December 19th, 2025 08:06 PM
We are so happy for you and the money you will save with this refinance! Thank you so much for allowing me to help you both again! Have a very happy holidays! ❤️🎄
Joy acted quickly to make sure one deal got done in a timely mannor so that another deal could be closed on time. Always a pleasure working with her.
Reply from New American Funding - Joy Schneckl...
December 16th, 2025 01:23 PM
Thank you so much Chris! Always great to work with you too! 🏡❤️
They went beyond the standard to assist us in the process with a difficult seller
Reply from New American Funding - Joy Schneckl...
December 9th, 2025 04:58 PM
We are so happy for you both! We hope you love your new home!!
The online platform was very easy to use and kept everything flowing well. Joy and her team were very responsive! If you're looking to purchase a home or refinance, I highly recommend Joy and her team at NAF! She is the best and her team was...
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Reply from New American Funding - Joy Schneckl...
December 6th, 2025 03:57 PM
Thank you so much Devin for trusting us!! We appreciate you very much!
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About
I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching numbers or structuring creative mortgage solutions, you’ll find me cheering on my three amazing kiddos, Nash, Nora, and Nyle from the sidelines ⚾🏈🏀 or hitting the golf course myself ⛳️.
Whether you're a first-time buyer, a divorce attorney needing financial clarity for your clients, a financial advisor mapping out a strategy, or a realtor needing a trusted partner, I’m your girl. Let’s turn possibilities into keys in hand. 🏡❤
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Positions
- New American Funding - Sr. Loan ConsultantJul 1st, 2014 - Current
Memberships
- Quad City Area Realtor Association
- Iowa Mortgage Association
- North Scott Women’s Golf League ⛳️
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 406042
Gallery





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Achievements
- President - NS Chamber of Commerce
- Community Relations Officer - Iowa Mortgage Association- QC Chapter
Hobbies
- Family
- Faith
- Fitness
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing