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New American Funding - Joy Schneckloth
Sr. Loan Consultant | NMLS # 406042

I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joy was very helpful because we were in a bad situation and she helped us get our house quickly and effortlessly. Joy was wonderful!
Reply from Joy Schneckloth
December 28th, 2023 12:56 AM
We were happy to help! Thank you for allowing me the opportunity and hope you are loving your new home! 🏡❤
Happy Holidays! 🌲🥂
Joy was amazing to work with! She handled all questions and concerns, making the process go smoothly. 10/10 recommend!
Reply from New American Funding - Joy Schneckl...
September 9th, 2026 04:53 PM
Thank you so much for allowing us to help you!! We are so happy for you and all the new memories you will make! Congratulations again!! 🏡❤️
Joy made it easy and personal. She was a pleasure to work with and made it a smooth process on her side. I would only recommend having the pre-inspector who recommends a company to really be transparent. The words they use make it appear everything...
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Reply from New American Funding - Joy Schneckl...
September 9th, 2026 01:14 PM
Congratulations again on your new home! We are so happy for you and your family and all the new memories you will make!! 🏡❤️
Joy and her team of experts are absolutely incredible to work with! You’ll never find another lender who brings knowledge, expertise, guidance and kindness like they do
Reply from Owner
September 5th, 2026 06:29 PM
Thank you so much Jena!! We are so happy for you and the purchase of your new home!! Thank you for allowing me to help you again! 🏡❤️
From start to finish, this team never sleeps! Their deep knowledge on next steps and guiding a customer through the entire process is incredible. Answers were clear, timely and always so friendly. This team is exceptional and I could not have...
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Reply from New American Funding - Joy Schneckl...
September 5th, 2026 06:29 PM
Thank you so much Jena!! We are so happy for you and the purchase of your new home!! Thank you for allowing me to help you again! 🏡❤️
As an agent, Joy is a dream to work with. Her professionalism, experience and knowledge of the business is outstanding. It was definitely Joy who coached this team to victory and I am very grateful to be able to work side by side to help clients...
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Reply from New American Funding - Joy Schneckl...
September 2nd, 2026 01:20 PM
Thank you so much Julia! I appreciate this so much, and I do have to say, you were AMAZING throughout this process and advocating for your clients. They are so lucky to have you on their side. Thank you again for the sweet review, lets do it...
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Joy went above and beyond to help us with financing. She’s is extremely knowledgeable and very easy to work with. I would highly recommend her for your finances.
Reply from Owner
August 28th, 2026 02:34 AM
Thank you so much Jana! We are so happy for you and the purchase of your new home. Thank you again for allowing me to help you both! 🏡❤️
Joy did a fantastic job helping us with financing. She's on top of things and gets the job done in a timely manor. We are very happy customers 😍
Reply from New American Funding - Joy Schneckl...
August 28th, 2026 02:34 AM
Thank you so much Jana! We are so happy for you and the purchase of your new home. Thank you again for allowing me to help you both! 🏡❤️
Joy was amazing to work with. She kept everyone up to date on the progress of the loan and everything went so smooth!
Reply from New American Funding - Joy Schneckl...
August 25th, 2026 12:50 PM
Thank you, Melissa, for finding them the PERFECT home!! We are so happy for them!! 🏡❤️
Joy was very helpful and knowledgeable throughout the process!
Reply from New American Funding - Joy Schneckl...
August 21st, 2026 01:36 PM
Thank you so much Dan! We are so happy for you and your new home! 🏡❤️
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About
I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching numbers or structuring creative mortgage solutions, you’ll find me cheering on my three amazing kiddos, Nash, Nora, and Nyle from the sidelines ⚾🏈🏀 or hitting the golf course myself ⛳️.
Whether you're a first-time buyer, a divorce attorney needing financial clarity for your clients, a financial advisor mapping out a strategy, or a realtor needing a trusted partner, I’m your girl. Let’s turn possibilities into keys in hand. 🏡❤
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Positions
- New American Funding - Sr. Loan ConsultantJul 1st, 2014 - Current
Memberships
- Quad City Area Realtor Association
- Iowa Mortgage Association
- North Scott Women’s Golf League ⛳️
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 406042
Gallery





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Achievements
- President - NS Chamber of Commerce
- Community Relations Officer - Iowa Mortgage Association- QC Chapter
Hobbies
- Family
- Faith
- Fitness
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing