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New American Funding - Joy Schneckloth
Sr. Loan Consultant | NMLS # 406042

I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Easy to work with
Reply from New American Funding - Joy Schneckl...
December 6th, 2025 03:57 PM
Thank you so much Carolyn! We hope you LOVE your new paradise home!!
Joy and her team handled every step impeccably!
Reply from New American Funding - Joy Schneckl...
December 1st, 2025 09:40 PM
Thank you so much Todd! We are so happy for you and Anna! Thank you for allowing us to help you again!!
Joy is such an asset to anyone looking to buy or refinance. She is a gift to her clients and NAF!
She is compassionate and very helpful during this process! We will continue using Joy and NAF for all of mortgage needs.
Reply from Joy Schneckloth
December 8th, 2025 02:18 PM
I'm truly grateful for your thoughtful review, Anna. It’s rewarding to know that my support was beneficial during your journey with New American Funding. Your trust and continued confidence in what I do mean a lot to me. If you need any further...
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New American Funding - Joy Schneckloth has received a review with 5 star rating from Tracy L
They made it eas and stress free
Reply from New American Funding - Joy Schneckl...
November 26th, 2025 03:51 PM
Thank you Tracy!! You are the real MVP!! You did it and I’m so proud of you! Thank you for trusting us to get you into a home of your own!! 🏡❤️
Joy answered all questions we had.
Reply from New American Funding - Joy Schneckl...
November 24th, 2025 03:40 PM
Thank you for allowing me to help you again Jodi! 🏡❤️
I can not say enough great thinfs about Joy. First walking us through the loan process our first time, and second when the time was right doing a refi and saving our family so much money. I highly recommend Joy for all your loan consultant...
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Reply from Joy Schneckloth - Sr. Loan Consulta...
November 24th, 2025 03:40 PM
Thank you so much Kilee!! 🏡❤️
Good experience!
Reply from New American Funding - Joy Schneckl...
November 18th, 2025 04:00 PM
Thank you so much for allowing me to help you AGAIN!! Excited to see your new addition! 🏡❤️
Joy made our experience great. This refi was able to raise our mortgage a whopping $50 monthly while still saving our family $400-$500 a month in the debt we consolidated. Her communication was thorough. She answered my millions of questions,...
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Reply from New American Funding - Joy Schneckl...
November 4th, 2025 11:24 PM
So, so, so happy for you both!! I am honored to be your mortgage lender so Thank you for allowing me to help you!! 🏡❤️
They did amazing and reassured me every step of the
Reply from New American Funding - Joy Schneckl...
October 21st, 2025 05:57 PM
We are so happy for you Shane!! Hope you are loving your new home!! 🏡❤️
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About
I’m Joy Schneckloth your go-to home loan expert with a heart for helping families! Since 2008, I’ve had the honor of helping hundreds of families purchase and refinance homes with confidence (and a few happy tears).
When I’m not crunching numbers or structuring creative mortgage solutions, you’ll find me cheering on my three amazing kiddos, Nash, Nora, and Nyle from the sidelines ⚾🏈🏀 or hitting the golf course myself ⛳️.
Whether you're a first-time buyer, a divorce attorney needing financial clarity for your clients, a financial advisor mapping out a strategy, or a realtor needing a trusted partner, I’m your girl. Let’s turn possibilities into keys in hand. 🏡❤
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Positions
- New American Funding - Sr. Loan ConsultantJul 1st, 2014 - Current
Memberships
- Quad City Area Realtor Association
- Iowa Mortgage Association
- North Scott Women’s Golf League ⛳️
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 406042
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Achievements
- President - NS Chamber of Commerce
- Community Relations Officer - Iowa Mortgage Association- QC Chapter
Hobbies
- Family
- Faith
- Fitness
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Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing