Joy Bates

Hi, I’m Joy. When you come to me for your mortgage, I start by listening. That’s how I’m able to structure your ideal home loan- by understanding your goals and priorities. Whether you’re a first-time homebuyer or a long-time homeowner or buying an investment property, I offer a wide range of mortgage programs, from Conventional, FHA, VA, USDA and Jumbo loans to Reverse and Renovation loans. As a Certified Military Home Specialist, I value helping our Veterans. Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with Canopy Mortgage. My team and I have years of experience helping clients close with confidence. From application to closing, you can count on me to support you. We’ll provide continuous updates on your loan and always be available to answer your questions. Communication promotes confidence, and I want you to feel confident every step of the way. My husband and I reside in Arlington and are parents to three wonderful adult children and “JoJo” and “Pops” to three beautiful grandchildren. When I’m not busy closing loans, I enjoy spending time with my family, traveling and watching sports.