Josie Garrison
Senior Mortgage Banker
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Josie and the team did a grat job with communicating with us.
Reply from Josie Garrison
December 26th, 2025 02:02 PM
Thank you for the feedback, Elvin. Clear communication is something I prioritize, and I'm pleased that it made a difference for you. If there's anything else you need or have any questions in the future, please feel free to connect with me.
If you're trying to buy a home and dont know where start, Josie is your girl!! She super sweet, honest and truly loves helping people in their stage of life!
Josie made the process seamless, friendly and knowledgeabl. Thank Josie and Happy Thanksgivin!
Reply from Josie Garrison
December 7th, 2025 05:41 PM
It's wonderful to hear that you found the process seamless and enjoyed the friendly service, Casey. I appreciate your kind words and hope you had a great Thanksgiving. If you have any further questions or need assistance in the future, please...
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Josie was very easy to work with and explained every step of the process clearly from start to finish. Excellent service and communication!
Reply from Josie Garrison
December 4th, 2025 04:21 PM
I'm glad to hear that you found the process easy to follow and well-explained, Christopher. Providing excellent service and communication is my priority, so your feedback means a lot. If you ever have more questions or need any further assistance,...
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Josie was always available to answer questions & closing was fast & smooth
Reply from Josie Garrison
December 2nd, 2025 09:33 PM
I'm pleased to know that I could be readily available for your questions and that the closing process went quickly and smoothly, Laurie. If you have any more questions in the future or need further assistance, feel free to reach out.
Josie was available any time that I needed assistence, and made the home loan process extremely straightforward, especially for a first-time homeowner. I have nothing but positive things to say about Josie and the Flat Branch team.
Reply from Josie Garrison
November 28th, 2025 02:21 PM
It's great to know that I could be there for you whenever you needed assistance, Mason. Making the home loan process clear and manageable, especially for a first-time homeowner like yourself, is very important to me. If you find you have more...
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it was a very simple process on our end compared to the first time we got a mortgage. Appreciate the team doing a lot of the work
Reply from Josie Garrison
November 22nd, 2025 07:14 PM
I'm pleased to hear that this experience was simpler for you, Michaela. Making the process smoother for you is always a priority, and it's gratifying to know you felt supported. If you need any further assistance or have questions in the future,...
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Thank you Josie for your support and dedication with this journey! Josie is a great asset to your compan!!!
Reply from Josie Garrison
November 21st, 2025 04:16 PM
Your kind words mean a lot, Maria. Supporting you throughout this journey has been truly rewarding, and I'm committed to helping make your experience a positive one. If there's anything more I can do for you, don't hesitate to reach out.
Thanks for always being on top of it!
Reply from Josie Garrison
December 7th, 2025 06:16 PM
I appreciate your feedback, Jaimie. Staying on top of things is important to me, so I'm glad to hear it made a positive impact on your experience. If you ever need any further assistance or have questions in the future, I'm here to help.
Josie made the whole experience enjoyable thank you!
Reply from Josie Garrison
November 11th, 2025 03:46 PM
I appreciate your kind words, Steven. It's important to me that the process is not only successful but also enjoyable for you. If there's anything else I can assist with, feel free to reach out.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647