
Josie Garrison
Senior Mortgage Banker

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
It has been absolutely exceptional working with Josie as an agent. When I refer my clients, it’s incredibly important to me that they’re cared for with the same compassion, respect, and dedication that I would give them myself and Josie does...
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Reply from Josie Garrison
February 12th, 2026 09:21 PM
I truly appreciate your thoughtful words, Kendralyn. It's important to me to ensure that your clients receive the same level of dedication and care that you would provide. Solving issues and overcoming hurdles is part of the commitment I make...
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From our very first conversation to closing and signing yesterday Josie was an absolute rockstar. She rolled with the changes, she accomodated each request. This was a much longer than "avg" process due to sellers complications and without...
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Reply from Josie Garrison
January 20th, 2026 07:25 PM
I'm genuinely touched by your words, Reid. Navigating the complexities of your home purchase was something I was fully committed to, and I'm really glad that I could be there for you throughout the extended process. It means a lot to hear that...
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Josie was welcoming and provided great support. In addition she was kind and patient. Thanks
Reply from Josie Garrison
January 11th, 2026 10:44 PM
I'm pleased to hear that you found the experience welcoming and supportive, Michael. It's always my aim to offer kindness and patience throughout the process. If you have any questions or need further assistance, I'm here to help.
Josie was professional and helped my husband and I every step of the way. Also she went the extra mile to get us a great rate.
Reply from Josie Garrison
January 11th, 2026 10:41 PM
It's rewarding to hear that I could assist you and your husband throughout the process and secure a great rate, Lachelle. I strive to provide professional support and personalized solutions for each client. If you ever have further questions...
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Josie is awsome and very good in what she does. She is a great loan officer with great knowledge and very helpful. She was always avaible to answer questions and help in anyway she could. I highly recomond her to any borrowers who are looking...
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Reply from Josie Garrison
January 23rd, 2026 10:54 PM
It's encouraging to know that you found my support helpful, Habib. Being available to assist and provide clarity is always a top priority for me. Thank you for your kind recommendation. If there's ever anything else you need, feel free to reach...
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Joise was awesome! She was straight forward with us and answered all our questions.
Reply from Josie Garrison
January 3rd, 2026 08:32 PM
I'm glad to know that you appreciated a straightforward approach, Cindy. It's important to me to provide clarity and thorough answers to any questions you may have had. If you need any more assistance, don't hesitate to get in touch.
Josie and team were on it from beginning to end and was always available if and questions needed to be answered. 10 out of 10 hands down!!
Reply from Josie Garrison
January 3rd, 2026 04:09 PM
I appreciate your feedback, Daniel. It's great to know that you felt supported and had your questions answered throughout the process. Providing consistent and accessible service from start to finish is important to me. If you need anything...
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company was great and I had a very fast paced, but easy-going non-stressful experience Josie was especially helpful and made my first time buying a home very easy.
Reply from Josie Garrison
January 1st, 2026 05:48 PM
It's great to hear that your first home-buying experience was smooth and stress-free, Matthew. Making the process easy-going and efficient is my goal, so I'm glad I could assist you effectively. If you have any more questions or need further...
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Very easy and very helpful best experience for sure!
Reply from Josie Garrison
December 31st, 2025 01:53 PM
I'm pleased to know that you found the experience both easy and helpful, Jose. Providing support that leads to a positive experience is very important to me. Should you have any further questions or need assistance in the future, please feel...
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Josie was always so quick to answer questions and did not get irritated at how many questions we had . This was our first time home buying and it went very smoothly!
Reply from Josie Garrison
December 28th, 2025 04:16 PM
I'm glad to hear that my approach helped make your first home-buying experience go smoothly, Jaidyn. Understanding that you might have many questions is part of ensuring you feel comfortable throughout the process. If any more questions come...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs. Whether you’re a first-time homebuyer looking for a mortgage or a seasoned buyer, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Loans
VA Loan
FHA Loan
USDA Loan
HUD 184 Native American Loan
FHA 203K Renovation Loan
Conventional Homestyle Renovation Loan
FHA Refinance
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Positions
- Arvest Bank - Federal Mortgage Loan OriginatorMay 10th, 2021 - Jan 2nd, 2025
- Flat Branch Home Loans - Senior Mortgage BankerJan 6th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2234647