Joshua McKenzie
VP of Lending | NMLS# 113285
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Josh and his team at Peak Mortgage provided outstanding service from start to finish. They were very professional and prompt with any questions or concerns I had during the process.
Reply from Owner
July 6th, 2020 10:40 PM
Thanks Josh. It was my pleasure helping you. The new home looks great!
I have worked with Josh over the years and if you need a lender who is knowledgeable and truly puts the needs of his clients first then look no further! Josh Mckenzie is the perfect choice!
Reply from Owner
June 12th, 2020 08:31 PM
Thank you Jason!
Josh was great to work with and was super helpful! He was able to give us the lowest rate/APR. Very knowledgable and professional, always professionally explaining to us how the market is trending and guided us the best timing to lock the rate...
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Josh McKenzie made the home loan process smooth. He made sure I understood what was happening each step of the way. He was easily accessible, friendly and professional. I highly recommend him if you are looking for a home loan.
Reply from Owner
June 12th, 2020 08:31 PM
I'm always happy to help! Thanks Mylo.
Josh is a master at his profession! I'm so grateful we chose to work with him because he made everything so easy and offered options other lenders could not!
Reply from Owner
February 8th, 2019 11:24 PM
Thanks Amanda, it's my pleasure to do what I do!
Great rates, on-time closings, very helpful answering questions...When it comes to buying a new home, I endorse Josh 100%. He makes the buying process very easy!
Reply from Owner
February 8th, 2019 11:24 PM
I appreciate the endorsement Jeff!
Joshua was great to work with. He was very helpful and friendly, and very knowledgeable. He was able to find us the best loan and lowest APR for our needs. He was also with us the entire way of our loan and home buying, and even showed up to...
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Joshua was very helpful from the day one I got in touch with him, he was able to give me pre-qualification letter same day which helped me to put an offer next day on the house I loved. He was very friendly and also very professional. He always...
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Of all the parties involved in my home purchase, Josh was by far the best. He always responded immediately to my questions and guided my wife and I every step of the way. He went above and beyond what you'd expect. My next purchase will be...
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Reply from Owner
August 31st, 2017 12:00 AM
I appreciate your positive words, and am so proud to see I was able to make the process a pleasant one for you and your wife!
Joshua at Desert Canyon became an excellent "go to guy" for guidance even from the first day we met at the property we eventually bought. Assuming Josh exemplifies the professionalism of Desert Canyon Mortgage, this is a great company to do...
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Reply from Owner
July 5th, 2016 12:00 AM
Thank you for your kind words! You and your wife were a pleasure to work with. I hope you're enjoying your home and keeping busy making it your own!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 113285
Achievements
- Scotsman Guide Top 1% Mortgage Loan Originator
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.