Joshua McKenzie
VP of Lending | NMLS# 113285
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Josh was so wonderful to work with, and couldn’t have made this process more seamless. He replied very quickly to any questions asked and was helpful, professional, and kind. I will definitely recommend Josh and Movement Mortgage to anyone...
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Reply from Owner
January 17th, 2024 02:45 PM
Thank you for the kind review, Emily! I'm thrilled to hear that your experience working with Josh was wonderful and seamless. We strive to provide helpful, professional, and kind service to all of our clients. We appreciate your recommendation...
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Josh has been great and helped us with 2 purchases and a refinance.
Reply from Owner
February 15th, 2023 12:41 AM
Thanks for the review Zach! It's always my pleasure to help you.
Joshua McKenzie has received a review with 5 star rating from Marissa W
Reply from Owner
February 15th, 2023 12:42 AM
Thanks Marissa!
Joshua McKenzie has received a review with 5 star rating from Tonya C
Reply from Owner
November 30th, 2023 07:06 PM
Thank you for your review Tonya!
Simply awesome josh, 👍
Reply from Owner
April 4th, 2022 04:41 PM
Thank you for the kind review Sanjay! I am excited for you and your family. Congratulations on your new home!
Joshua McKenzie has received a review with 5 star rating from Andrew D
Reply from Owner
November 8th, 2021 06:30 PM
Thank you for the positive review Andrew. I appreciate you and your family!
Josh helped us with our refinance and I could not have had a better experience! Everything was clearly explained by Josh. He made the process very fast and simple for us to complete. Josh is very honest, friendly and professional! Definitely...
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Reply from Owner
July 28th, 2021 05:01 PM
Thank you for the kind words Lindsay! It was my pleasure to be able to help.
Josh was recommended to me by a friend less than a year ago. As someone who regularly buys and sales houses it was clear from the start Josh knows his business. When I ask him questions like how long will an interest rate buy down pay itself...
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Reply from Owner
December 31st, 2020 07:29 PM
Thank you for your vote of confidence Andrew! It’s always a pleasure working with you.
Josh is intelligent and conscientious and serves his clients VERY well, even if that means sharing advice that results in no immediate income for himself. He is extremely customer oriented and, in my experience, always provides the information...
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Reply from Owner
July 23rd, 2020 05:05 AM
Thank you for the kind words Jeremy!
Josh is amazing to work with. He helped us every step of the way. We really appreciated that Josh was very communicative during the whole process. We never felt alone.
Reply from Owner
July 8th, 2020 03:06 PM
Thanks so much Glen! It was my pleasure helping you secure your new home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 113285
Achievements
- Scotsman Guide Top 1% Mortgage Loan Originator
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.