

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Josh Hartman made the deal exceptional! Being able to call or text anytime I had questions, whether during business hours or after, was incredibly convenient. His honesty and strong moral principles truly stood out, making the entire process...
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Reply from Josh Hartman
December 19th, 2025 08:19 PM
Jeffrey, I'm grateful for your kind words. I'm pleased to know that my availability and commitment to honesty helped make your experience smooth and trustworthy. Your satisfaction is important to me, and if there's anything more I can do, feel...
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Great professional made everything easy.
Josh and team did a great job on a home refi.
Reply from Josh Hartman
December 2nd, 2025 06:27 PM
I'm pleased to hear that you were satisfied with the work on your home refinance, Brian. I'm glad my team and I could assist you effectively through the process. If there are any more ways I can help in the future, don't hesitate to let me...
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Your attention to detail and making us feel comfortable during the process.
Reply from Josh Hartman
November 28th, 2025 03:58 PM
Luise, I appreciate your feedback. I'm glad to know that the attention to detail and creating a comfortable experience made a difference for you. If there are ever any more ways I can assist, please feel free to get in touch. – Josh Hartman,...
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Josh is fantastic. He was there every step of the way to answer all of my questions and make sure I understood everything.
Reply from Josh Hartman
November 28th, 2025 08:56 PM
I'm glad to hear that my support throughout the process was helpful for you, Jacob. It's important to me that you had clarity and felt comfortable every step of the way. If you ever have more questions or need assistance in the future, I'm...
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Josh was very attentive to my needs
I would like to express my sincere appreciation for Josh's assistance throughout this process. His helpfulness and openness were invaluable. He demonstrated a strong work ethic, ensuring that he addressed every question I had. His support greatly...
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Reply from Josh Hartman
September 6th, 2025 09:44 PM
Ariel, thank you for taking the time to share your thoughts. I'm pleased to hear that you found my support helpful and that I could address your questions throughout the process. It's always my aim to make the experience as smooth as possible....
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Josh and I work very well together, he goes above and beyond for clients and they notice it too. He cares just as much as I care about this important step for our clents. I will continue to work with Josh! He has earned my business and I trust...
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I have never had a easier time financing a home, Josh was excellent and didnt hide or delay anything. Everything was upfront and simple. Highly recommended!
Reply from Josh Hartman
September 4th, 2025 03:17 PM
It's great to know that the financing process was straightforward for you, Cody. I strive to ensure everything is transparent and efficient, so it's rewarding to hear that your experience reflected that. Thank you for your recommendation! Should...
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Josh Hartman made the process very smooth
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.