Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Josh was very attentive and fave great advice that we as first time buyers had no clue about. He was very helpful and never left us on read. We truly appreciate him so much for all he did for us.
Reply from Josh Hartman
August 12th, 2026 04:51 PM
Maxfield, I'm grateful for your kind words and pleased to hear that my advice and attentiveness were helpful during your first home buying experience. It's rewarding to know I could assist you and that you felt supported throughout the process....
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was great communicator and easily to get a hold of.
Reply from Josh Hartman
August 10th, 2026 04:39 PM
Natashia, I'm glad to hear you found me to be a great communicator and easy to reach. It's important to me that my clients feel supported throughout the process. If you have any more questions or need assistance, please don't hesitate to contact...
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Working with Josh Hartman was a great experience. I really appreciated his communication throughout the real estate loan process and the fact that he took the time to listen to my opinions and concerns. He made sure I understood the different...
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Reply from Josh Hartman
August 7th, 2026 02:20 PM
Lakieshia, I'm grateful for your kind words and for sharing your experience. I'm pleased to hear that my communication and approach helped you feel confident and informed about your loan options. If you have any more questions or need further...
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Here’s a polished, enthusiastic review you could post:⭐⭐⭐⭐⭐ (I’d give 6 stars if I could!)Working with Josh Harmon was an outstanding experience from start to finish. Anytime a challenge came up, Josh handled it immediately and found a solution....
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Reply from Josh Hartman
July 24th, 2026 04:00 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Terrible communication from him between him and our agents. Finally time for closing, and he couldn’t get us the final disclosure forms. Our law office was in contact with us a couple days prior and several times it was noted that he was not...
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The steady communication between all parties. Also , all my questions were answered .
Reply from Josh Hartman
June 29th, 2026 07:41 PM
Damion, I appreciate you highlighting the steady communication and that all your questions were answered. It's great to know that these aspects contributed positively to your experience. If you have any further questions or need assistance,...
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Easy process and very responsive the app was helpful as well.
Reply from Josh Hartman
June 22nd, 2026 06:24 PM
Renztyrone, I'm glad to hear that you found the process easy and appreciated the responsiveness. It's nice to know the app was helpful for you. If you have any further questions or need assistance, feel free to reach out.
Everyone that was involved in the process worked hard to make sure we got into our home. The team was awesome!
Reply from Josh Hartman
June 12th, 2026 08:33 PM
Jason, I'm thankful for your kind words and for sharing your experience. I'm pleased to hear that the team's hard work helped you get into your home. If you have any more questions or need assistance, please don't hesitate to reach out.
This loan was dead in the water according to another loan officer when Josh reached down, pulled it into the lifeboat and Andrea Hale and the team brought this one back to life. With Josh working the sails, Andrea in the engine room, Ben Spitzer...
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Reply from Josh Hartman
June 10th, 2026 06:06 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Speed and ease of entire experience! Everyone involved was amazing..
Reply from Josh Hartman
May 15th, 2026 07:20 PM
Joshua, I'm pleased to hear that you found the experience speedy and easy. It's great to know that everyone involved made a positive impression. If there's anything more I can help with, please feel free to reach out.
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.