Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Great communication and quick action throughout the whole process. Answered all questions in a timely manner. Highly recommend your team and company!
Thank you!
George
I’ve worked with Josh on many real estate deals. He is timely, detailed, and always gets me and my clients to the closing table. I highly recommend him.
Quick and effective team, free of hiccups.
I have and will continue to work with Josh on nearly every loan. I have absolute confidence that when he preapproves somebody, if I do the legwork to get them in a house, he will get them to closing.
Matt and his team were wonderful to work with. I primarily worked with Eugene. He returned all my calls/ emails in a timely manner and answered all my questions.
It was a pleasure working with Matt Beckwith and his team. They made the refinance process seamless. My monthly payment is much lower and the interest rate was super low.
I had a great experience buying my first home with OVM Financial. I really recommend working with them, as I live locally in Chesapeake. I specifically worked with an entire team, all of whom were great. It was a very busy time in the lending...
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Great with responding quick as well as his team. Very helpful with information. If you are looking for a home in Virginia I would recommend anyone to go with Matt and his team!
Matt and his team helped me out greatly with buying my first home. He made the whole process so easy, and was quick to answer and questions I had along the way.
This was my first time buying and my realtor and the OVM team really took care of me. They kept me in the loop, involved, and let me know ahead Of time when I needed to do something. I would highly recommend this team to take care of your mortgage...
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.