

Josh Hartman - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS# 1131382

Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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Josh and Samantha both were super helpful in getting/explaining information to me quickly and answering any questions I had no matter when I asked them.
I never worked with Josh and replied to a few emails he sent with a client's personal information letting him know it wasn't my client, and yet I never received a response from him. Again, he sent me a few emails in regards to a client's process...
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Josh’s expertise in this field is amazing. He’s very knowledgeable and you can tell he cares for his clients and exceeded all expectations. We love our home, Josh!! -The Godwins
Reply from Josh Hartman
April 6th, 2023 04:39 PM
Hey Javon! thank you so much for trusting me. You and Christy were wonderful to work with!!
Josh was always on the ball with this one! Even though she was an out of state buyer and on a time difference josh always provided great communication even on weekends/holidays
Reply from Josh Hartman
April 6th, 2023 04:40 PM
Thank you so much Cierra! I'm ALWAYS here!!
An exceptional organization to work with and people like Josh that present a level of professionalism, trust, concern and best practices that made our experience one of a kind. Already referring OVM Financial to others.
Good communication and a streamlined process.
Communicated every step of the mortgage journey. Answered questions promptly and in detail. Amazing customer service.
Josh and his team really helped guide my wife and I through our first hone purchase and couldn't appreciate the help more!
Professional service, very knowledgeable
Josh did a great job educating me on the home buying process and added great financial advice along the journey to purchasing a great home!
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About
Josh understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Josh is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage
Real Estate
Mortgage Refinance
Top Level Service
Conventional
FHA
USDA
VA Loans
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1131382
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.