

Josh Kilty
Loan Officer | NMLS# 277851


University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Everything! From communication to working around any mishaps that could've (and some did) arise. Did an amazing job ensuring us that things will work out.
Very welcoming and explained everything so we didn't have to worry
Great at explaing what is going on and how the loan is going to work
Very quick at responding, always provided clear answers when I had questions and always kept it real with us. Thank you!!
Josh is friendlly, a good communicator, reliable, and trustworthy. I have worked with Josh in the past and look forward to our interactions in the future.
Josh went above and beyond on for us!! He made sure we always knew what was going on.
Everything. The communication was excellent. The process was simple. I am so happy I was referred to Josh.
Easy and helpful!
Reply from Josh Kilty
July 21st, 2025 01:06 PM
Thanks Allie, enjoy your new home!
Kosh went above and beyond our expectation. He kept in good contact and was quick to respond to any problems.
Reply from Josh Kilty
July 21st, 2025 01:07 PM
Thank you Caryssa, I hope you enjoy your new home!
He worked above and beyond what I ever would have expected. We had set back after set back it seemed but he made it happen in the end and I couldn't be happier. Thank you Josh for patiently working with me.
Reply from Josh Kilty
July 21st, 2025 01:08 PM
You are welcome Trenton, happy that you are now a homeowner!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures