

Josh Kilty
Loan Officer | NMLS# 277851


University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The support!!! being a first time home buyer i was completely blind Josh made sure everything was crystal clear and helped me every single step of the way any questions any time the helpfulness was tip top superior support!!
Reply from Josh Kilty
June 19th, 2025 01:44 PM
Thanks Ashley, really appreciate the kind words!
Josh was great at getting everything done. Any questions we had he got back to us very quickly. He was very thorough with the process. Will definitely refer Josh and would suggest anyone looking to buy a home contact him.
Reply from Josh Kilty
June 19th, 2025 01:44 PM
Thanks Todd, congratulations on your new home!
The open communication was really what made it great. Whenever I had a question, my email was quickly responded to or a quick phone call was set up. It really helped put my mind at ease during the normal stressful process of buying a new home!...
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Reply from Josh Kilty
September 26th, 2023 01:24 PM
Thank you Melissa, it was my pleasure!
If you are thinking of purchasing a house in Central Wisconsin, make your first step a positive one and contact Josh and team for your mortgage needs. They handled everything with ease and made my mortgage needs become a reality...a stress...
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Reply from Owner
September 1st, 2026 12:00 AM
Happy we were able to help and see you complete the purchase of your new home. Thank you for the kind words!
I highly recommend Josh to anyone needing a lender . He was professional, knowledgeable, courteous and extremely time efficient. His communication skills were second to none and the website allows you to see just which step you’re at throughout...
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Reply from Owner
August 31st, 2026 12:00 AM
Thanks guys really appreciate the review and kind words. Always here to help!
Quick and accurate results.
Very helpful personalized webpage.
Knowledgeable and courteous.
Thank you so much for everything including a gift bag !!!
Reply from Josh Kilty
August 24th, 2026 02:47 PM
Happy we were able to see this through for you guys! Congratulations!!!
App
Ease of communication
Availability of Josh
Digital paperwork
Reply from Josh Kilty
August 18th, 2026 12:57 PM
Thanks Tiffany, happy we could help you with your new home!
Great person and funny always was there to answer questions even if he was busy
Reply from Josh Kilty
August 18th, 2026 01:02 PM
Thanks Gregg, hope you enjoy your new home and filling with memories. Happy we were able to be a part of this journey with you.
The process was smooth. I appreciated the prompts to keep the process moving along quickly.
Reply from Josh Kilty
August 10th, 2026 07:17 PM
Thanks Harvey, always a pleasure!
This is the 3rd time working with Josh - we keep on coming back becasue of his helpfullness and professionalism. He will walk you through the entire process! Makes it an easy decision to come back!
Reply from Josh Kilty
August 18th, 2026 01:03 PM
Thanks Nick! Thanks for including me in this chapter and being a part of this journey. Cool to see your family accomplish a goal that will provide so many memories!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures