Josh Kilty
Loan Officer | NMLS# 277851
University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Communication was incredbile and he answered all my questions throughly
Reply from Josh Kilty
October 6th, 2026 07:33 PM
Appreciate the kind words!
Great communication as well as advice.
Reply from Josh Kilty
April 29th, 2026 05:19 PM
Thanks Cienna, happy to have had the chance to work with you!
Consistent communication and reassurance, coaching to acrew credit, professional all across the board. Very pleased with the service and working with us to obtain a great home.
Reply from Josh Kilty
April 29th, 2026 05:20 PM
Thanks Brandon, it was a pleasure to work for you and assist you in obtain a landmark for you and your family!
Josh and his team just made it happen. Communication was great, and any minor hiccups along the way were handled decisively and quickly.
Reply from Josh Kilty
April 29th, 2026 05:21 PM
Thanks Nick, best of luck and making your new home yours!
Josh went out of his way to help us, and has been great to work with
Reply from Josh Kilty
April 29th, 2026 05:40 PM
Thank you Dan, and thank you for allowing us to work for you!
Quick and easy responses simply over text
Reply from Josh Kilty
March 23rd, 2026 08:42 PM
Austin, I appreciate you taking the time to leave a review. I'm glad to know that the communication was straightforward and effective for you. If there's anything else I can do to assist, please feel free to reach out.
My husband and I were very anxious about purchasing our first home through a VA loan, but Josh and his team made the experience a breeze. Josh was available whenever we needed him, answering emails and calls quickly. He was there every step...
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Reply from Josh Kilty
March 20th, 2026 01:43 PM
Faith, I'm really pleased to hear that your experience with the VA loan process felt smooth and reassuring. It was a privilege to be there for you and your husband through every step, and I’m glad I could provide the support you needed. Thank...
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As a first time home buyer, the process can be stressful not knowing what questions to ask, but we were provided with many resources to help us get a better grasp on what to expect!
Reply from Josh Kilty
October 6th, 2026 07:34 PM
Glad to hear that we were able to help in such a big way. Thanks again for choosing Fairway!
Very easy and Josh explained everything throughly. Very quick with responses and requests as well!
Reply from Josh Kilty
October 6th, 2026 07:35 PM
I am happy to hear! Here anytime for additional questions!
Communication
Reply from Josh Kilty
October 6th, 2026 07:35 PM
Thank you for the review!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)
Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures