

Josh Kilty
Loan Officer | NMLS# 277851


University of Wisconsin-Stevens Point
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reply from Josh Kilty
August 18th, 2026 12:57 PM
Thanks Tiffany, happy we could help you with your new home!
Great person and funny always was there to answer questions even if he was busy
Reply from Josh Kilty
August 18th, 2026 01:02 PM
Thanks Gregg, hope you enjoy your new home and filling with memories. Happy we were able to be a part of this journey with you.
The process was smooth. I appreciated the prompts to keep the process moving along quickly.
Reply from Josh Kilty
August 10th, 2026 07:17 PM
Thanks Harvey, always a pleasure!
This is the 3rd time working with Josh - we keep on coming back becasue of his helpfullness and professionalism. He will walk you through the entire process! Makes it an easy decision to come back!
Reply from Josh Kilty
August 18th, 2026 01:03 PM
Thanks Nick! Thanks for including me in this chapter and being a part of this journey. Cool to see your family accomplish a goal that will provide so many memories!
Quick close and super efficient!
Reply from Josh Kilty
August 18th, 2026 01:03 PM
Thanks Ashley, always aim to please!
Josh helped me through the process of refinancing my loan lowering my interest payment as well as getting me some extra money to payoff other home expenses. I have nothing but positive things to say about Josh. Thank you again!
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Reply from Josh Kilty
August 18th, 2026 01:31 PM
Thanks Constance it was a pleasure getting to know you and being able to provide a solution for you.
Josh went above and beyond to get us approved for our mortgage and be able to buy our first home!
Reply from Josh Kilty
August 18th, 2026 01:32 PM
Thanks Abbee, happy we were able to work together on your journey!
Communication with getting back to us in a timely manner and helping us through buying a home.
Reply from Josh Kilty
August 18th, 2026 01:33 PM
Always happy to help Alysha. Thanks for allowing us to be a part of this chapter!
Efficient....pure and simple! All my questions were answered quickly, and Josh was super timely in providing paperwork that was needed to ensure our home purchase went through as seamlessly as possible. I have zero regrets about using Josh...
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Reply from Josh Kilty
August 24th, 2026 02:49 PM
Thank you for the opportunity to serve you! Congratulations on your new home purchase!
Easy to work with, understands what we need and makes the process easy to understand and is not a hassel.
Reply from Josh Kilty
August 24th, 2026 02:49 PM
Thanks Jason! Always happy to help! Appreciate the opportunity.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
WHEDA FTHB
WHEDA FHA
FHA
VA
USDA
Conventional Refinance and Purchase
HECM Reverse Mortgages
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Education
- University of Wisconsin-Stevens PointBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Chamber of Commerce
- MBS Highway
- Homes for Heroes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Central Standard Time (CST)
Licenses
- MLO NMLS# 277851
Awards
Achievements
- 2023 Fairway Club
- 2024 Fairway Club
- 2022 Fairway Club
Hobbies
- Family time
- Hunting
- Outdoors
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures