

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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THE BEST-HANDS DOWN!!!
Great experience, great people...
Joseph Tulino at NFM Lending has received a review with 5 star rating from Karen G
Joe was always available with any questions we had and was always very helpful. He also got us a great PMI rate and the lowest interest rate.
Highly recommended. Very responsive and thorough. Never a stressful moment and all interaction done virtually with ease.
Very thorough, communicative and quick responses to questions. Made it painless.
I was very impressed with the communication and professionalism. Very happy.
Joe and his team are amazing! They are thorough, detailed and always follow through with you until they very last minute. They are easily accessible and extremely considerate of their clients and their time. I will always work with Joe in the...
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Joe and his team are amazing! They are thorough, detailed and always follow through with you until they very last minute. They are easily accessible and extremely considerate of their clients and their time. I will always work with Joe in the...
read more
Joe T and Tara H have been wonderful, prompt and easily accessible. They have been helpful and super easy to talk to. I would recommend this team to anyone! Thank you all
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.