

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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The best.
Great communication & pleasure to work with - easy process - recommended!
Great service and communication - easy process - recommended!
Excellent to work with. Joe walked me through the loan and application process, following up with every step of the process. He notified me when the rates dropped and applied the new rate to my loan. I would highly recommend Joe and his team....
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Communicated and reviewed the whole process with me, so I thoroughly understood it. Walked me through every step of the process to follow the progress of my loan and application. They updated me when the rates dropped and applied the new rate....
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Excellent to work with. Joe walked me through the loan and application process, following up with every step of the process. He notified me when the rates dropped and applied the new rate to my loan. I would highly recommend Joe and his team....
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Fast and smooth.
Joseph Tulino at NFM Lending has received a review with 5 star rating from Sue C
Joe was great, he got us closed in less than 6 weeks and with little hassle. Would definitely consider using him again for future realty endeavors.
Joe and Tara were very responsive to all my questions through the whole process. I really felt I was getting personal attention. Great team!
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.