

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Thank you for all the help from Joe and Jennifer.
Joe Tulino was excellent to work with setting up my first mortgage! He is extremely detailed, thorough and patient. He advocated for us with each seller and acted quickly on each offer. We are highly satisfied on the professionalism Joe provided...
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The experience was exceptional. Any question or issue I had always had a solution. Everything was explained and if I didn’t understand there was no issue with me asking for a break down. I couldn’t have asked for a better broker.
Joe tulino was very helpful and knowledgeable. He communicated every step of the way and was always available to answer questions and assist. I couldn't have asked for better service
My husband and I were about to give up and this team did not let us give up . They kept encouraging us that something would come thru and it did !! If and when I had questions and there were many . They would always call email and text me back...
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It was a very easy experience. The communication was extremely good especially when some things made me nervous. Overall it was an easy, streamlined experience with constant communication.
I was pleased with the communication, the timely matter in which I was able to close, and the professionalism of everyone at NFM lending.
My experience was okay
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Joe and Tara have been wonderful! Everything was handled efficiently and quickly. Our refi was seamless thanks to your team.
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.