

Joseph Tulino at NFM Lending
Mortgage Loan Originator | NMLS# 144284

Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding t... Show More
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Great communication, answered questions quickly
It’s definitely really hard to buy a house now a days and NFM made it super easy!
The process was specific, but we did have stress, due to a VA loan.
10/10 every single time! I will continue to recommend Joe and NFM to friends and family. Always a great experience, and stress free!
Joe makes this usually stressful process, not stressful at all. He truly keeps you in the loop through the whole process and is always available to answer any questions along the way. Joe is easy to talk to and is beyond helpful!
10/10 every single time! I will continue to recommend Joe and NFM to friends and family. Always a great experience, and stress free!
Joe, Tara and Jim were all amazing to work with. They made buying our first home such an easy process.
Easy to work with. Straightforward, but always kind and patient. Never pushy. They have answered to all my questions and made me feel comfortable all along the process.
Honest and easy to work with the entire way. Thanks!
Joe Tulino and Tara Hubbard were awesome, always available, completely knowledgeable and just pleasant to work with. Would highly recommend there services. Thank you Guys, Kevin and Amy DeFinis
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About
Joe started his Sales career in 1990 in the Automotive Industry for the Faulkner Corporation and quickly moved into Management and Finance. He took the opportunity to switch to the Mortgage industry and found it to be much more rewarding to bring his experience in all aspects of finance to help his clients with what is their most important asset. He actively searches for the best mortgage product to meet his client’s goals. He also ran his own mortgage company as a net branch owner with AMS Mortgage until he had the opportunity to come work for what he feels is the best correspondent mortgage lender in the business. This decision came when he became a father in 2009 and wanted to have a balance in his life between his family and career.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 144284
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.