

Joseph Niosi at CrossCountry Mortgage
Co-Branch Manager | NMLS #185812

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Reviews from Web
Joseph was great to work with. He was very thorough and very helpful throughout the entire process. He was aware of experience I had prior to coming in contact with him and he made the process a lot easier. He definitely made a miracle happen...
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Reply from Joseph Niosi
November 19th, 2025 02:38 PM
Thank you for sharing your experience, Stephanie. I'm glad I could assist in making the process smoother for you. Being thorough and aware of your past experiences allowed me to meet your needs more effectively. I appreciate your kind words...
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Joe was very informative and was always available when I had questions. This is my first time buying a home and he walked us through each step.
Reply from Joseph Niosi
November 17th, 2025 05:47 PM
I appreciate your feedback, Shantice. It's gratifying to know that I could provide the information and support you needed during your first home-buying experience. Guiding you through each step was my pleasure, and I’m glad to have been available...
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Mr. Joe
He's always very patient and he and honest.
Reply from Joseph Niosi
November 5th, 2025 04:27 PM
Your kind words are much appreciated, Tracy. I'm pleased I could be patient and honest during our interactions. Supporting you through the process is important to me. Thank you for your trust in my services and CrossCountry Mortgage, LLC.
Joe was very accesable and communication was from him was bery prompt
Everything was timely. It was a seamless process. Very convenient.
Reply from Joseph Niosi
August 8th, 2025 01:10 PM
I'm really pleased to hear that you found the process timely and seamless. Making things convenient for you is always my goal. Thank you for your trust in me and CrossCountry Mortgage, LLC.
the experience was very professional and intuitive. Helped whenever there was a question and made the process smoothly
Reply from Joseph Niosi
July 21st, 2025 07:26 PM
I'm glad to hear that you found the experience professional and intuitive. It's great to know that I could help answer your questions and make the process smooth for you. Thank you for trusting me with your mortgage needs at CrossCountry Mortgage,...
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The entire team was very respinsive and we were able to close the deal in a short time
Really appreciate everyone's efforts
Reply from Joseph Niosi
July 18th, 2025 11:31 PM
I'm delighted to know that you valued the team's responsiveness and that we could close your deal efficiently. Your appreciation means a lot to me and everyone involved. Thank you for choosing CrossCountry Mortgage, LLC.
Joe and the team put in an extraordinary amount of diligent effort to help me refinance out of a tough spot. I had previous realtors tell me that getting a mortgage in my situation was not possible. I am extremely grateful to everyone involved!...
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Reply from Joseph Niosi
May 26th, 2025 03:09 PM
I'm thrilled to hear that we could assist you in refinancing and overcoming the challenges you faced. It was truly a team effort, and I'm grateful for your appreciation. Thank you for your kind words and for choosing CrossCountry Mortgage,...
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Joe and his team were always readily available. joe was very knowledgeable and answered every question with enthusiasm and great customer service. I would highly recommend this team to others. thanks guys!
Reply from Joseph Niosi
May 20th, 2025 09:11 AM
I'm thrilled to hear that you had such a positive experience with us. It was a pleasure assisting you, and I appreciate your kind words and recommendation. Thank you for choosing CrossCountry Mortgage, LLC.
Joe was very helpful with answers to questions. It was a pleasant experience to work with him.
Reply from Joseph Niosi
May 10th, 2025 09:48 PM
I'm thrilled to hear that you had a pleasant experience and found my assistance helpful. It was a pleasure working with you, Saunders. Thank you for your kind words and trust in CrossCountry Mortgage, LLC.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #185812 | Branch NMLS #2402056
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 185812
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095