Joseph Niosi at CrossCountry Mortgage
Co-Branch Manager | NMLS #185812
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Joseph was excellent. He guided us through our VA loan with great professionalism, clear communication, and attention to detail. Even when the VA appraisal came in low, he stayed on top of everything, helped us navigate the situation efficiently,...
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I wanted to share some positive feedback regarding my experience working with Joe. He walked me through every step of the loan process, which made me feel very comfortable. He was extremely understanding of my concerns, and I never felt rushed...
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Always Gets The Job Done!
Reply from Joseph Niosi
September 25th, 2026 02:25 PM
Stephen, I'm happy to hear that you feel I always get the job done. At CrossCountry Mortgage, LLC, my goal is to provide reliable and effective support throughout the process. If there's anything more I can help with, please feel free to reach...
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Joe was patient when I was in "20 Questions" mode, even when I had asked at least 5 of the same questions before and received answers. Closing on a home is scary and unfamiliar for most people and Joe never seemed impatient with my many questions....
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Reply from Joseph Niosi at CrossCountry Mortga...
September 10th, 2026 07:45 PM
Joyce, I appreciate your kind words and understand how daunting the home closing process can be. I'm glad I could provide the patience and support you needed during this time. If you have any more questions or need further assistance, please...
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They were availale any time of the day to answer all my questions.
Reply from Joseph Niosi at CrossCountry Mortga...
September 10th, 2026 01:57 PM
Isioma, I'm pleased to hear that I could be available to answer your questions at any time. It's nice to know that our support was helpful for you. If you have any more questions or need further assistance, please feel free to reach out.
Joe was very professional and answered all our questions in a timely manner
Reply from Joseph Niosi
September 8th, 2026 06:21 PM
Thank you, Dorian. I'm glad I could assist you by answering all your questions promptly and professionally. If there's anything else you need, please feel free to reach out.
My process was painelss and quick. Every detail explained when I had questions. Joseph made sure he had my best interest through the entire process. Even on off hours he was easy to get in contntact with, and made sure I had the answers or...
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Reply from Joseph Niosi
July 27th, 2026 02:01 PM
Ryan, I'm pleased to hear that your process was painless and quick. It's good to know that I could provide the information and support you needed, even during off hours. If you have any more questions or need further assistance, please feel...
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Joe was the best so nice and
Reply from Joseph Niosi
July 2nd, 2026 07:48 PM
I'm grateful for your kind words, Angela. It's nice to hear that you had such a positive experience with me. If there's anything else I can assist you with, please don't hesitate to let me know.
It was easy to connect with people providing service and they were responsive. Please get your platform in good order to prevent unnecessary autogenerated emails from going to clients unnecessarily. Other services were just fine.
Reply from Joseph Niosi
June 11th, 2026 06:24 PM
Jonathan, I appreciate your feedback and I'm glad to hear that the service was responsive and easy to connect with. I apologize for any inconvenience caused by the autogenerated emails and will look into this to improve our platform. If you...
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you can trust Joe to get it done! I love the communica and definitely loved that we closed on time
Reply from Joseph Niosi
June 8th, 2026 05:53 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #185812 | Branch NMLS #2402056
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 185812
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095