Joseph Niosi at CrossCountry Mortgage
Co-Branch Manager | NMLS #185812
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Joe was patient when I was in "20 Questions" mode, even when I had asked at least 5 of the same questions before and received answers. Closing on a home is scary and unfamiliar for most people and Joe never seemed impatient with my many questions....
read more
Reply from Joseph Niosi at CrossCountry Mortga...
September 10th, 2026 07:45 PM
Joyce, I appreciate your kind words and understand how daunting the home closing process can be. I'm glad I could provide the patience and support you needed during this time. If you have any more questions or need further assistance, please...
read more
They were availale any time of the day to answer all my questions.
Reply from Joseph Niosi at CrossCountry Mortga...
September 10th, 2026 01:57 PM
Isioma, I'm pleased to hear that I could be available to answer your questions at any time. It's nice to know that our support was helpful for you. If you have any more questions or need further assistance, please feel free to reach out.
Joe was very professional and answered all our questions in a timely manner
Reply from Joseph Niosi
September 8th, 2026 06:21 PM
Thank you, Dorian. I'm glad I could assist you by answering all your questions promptly and professionally. If there's anything else you need, please feel free to reach out.
My process was painelss and quick. Every detail explained when I had questions. Joseph made sure he had my best interest through the entire process. Even on off hours he was easy to get in contntact with, and made sure I had the answers or...
read more
Reply from Joseph Niosi
July 27th, 2026 02:01 PM
Ryan, I'm pleased to hear that your process was painless and quick. It's good to know that I could provide the information and support you needed, even during off hours. If you have any more questions or need further assistance, please feel...
read more
Joe was the best so nice and
Reply from Joseph Niosi
July 2nd, 2026 07:48 PM
I'm grateful for your kind words, Angela. It's nice to hear that you had such a positive experience with me. If there's anything else I can assist you with, please don't hesitate to let me know.
It was easy to connect with people providing service and they were responsive. Please get your platform in good order to prevent unnecessary autogenerated emails from going to clients unnecessarily. Other services were just fine.
Reply from Joseph Niosi
June 11th, 2026 06:24 PM
Jonathan, I appreciate your feedback and I'm glad to hear that the service was responsive and easy to connect with. I apologize for any inconvenience caused by the autogenerated emails and will look into this to improve our platform. If you...
read more
you can trust Joe to get it done! I love the communica and definitely loved that we closed on time
Reply from Joseph Niosi
June 8th, 2026 05:53 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I had a wonderful experience with this mortgage company. As a first-time homebuyer, they took the time to explain everything clearly and were always responsive when I had questions. They even helped me secure a grant for closing costs. Highly...
read more
Reply from Joseph Niosi at CrossCountry Mortga...
June 1st, 2026 01:35 PM
I'm glad to hear that you had an appreciated experience, Brieana. It's great to know that we could assist you as a first-time homebuyer and help secure a grant for your closing costs. If you have any more questions or need further assistance,...
read more
The process was painless and smooth and everyone that we dealt with was the very best !!!
Reply from Joseph Niosi
May 21st, 2026 06:11 PM
I'm happy to hear that the process was smooth and painless for you, Arthur. It's appreciated to know that everyone you interacted with made a positive impression. If there's anything more I can assist you with, please feel free to reach out....
read more
Joe was extremely knowledgeable about the process and equally kind to me during the process.
Reply from Joseph Niosi
May 11th, 2026 03:08 PM
Thank you for sharing your experience, Susan. We're pleased to hear that Joe's knowledge and kindness made a positive impact during your process. If you have any more questions or need assistance in the future, please don't hesitate to reach...
read more
10 of 74
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #185812 | Branch NMLS #2402056
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 185812
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095