

Joseph Niosi at CrossCountry Mortgage
Co-Branch Manager | NMLS #185812

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri...... Show More
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I had a wonderful experience with this mortgage company. As a first-time homebuyer, they took the time to explain everything clearly and were always responsive when I had questions. They even helped me secure a grant for closing costs. Highly...
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The process was painless and smooth and everyone that we dealt with was the very best !!!
Reply from Joseph Niosi
May 21st, 2026 06:11 PM
I'm happy to hear that the process was smooth and painless for you, Arthur. It's appreciated to know that everyone you interacted with made a positive impression. If there's anything more I can assist you with, please feel free to reach out....
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Joe was extremely knowledgeable about the process and equally kind to me during the process.
Reply from Joseph Niosi
May 11th, 2026 03:08 PM
Thank you for sharing your experience, Susan. We're pleased to hear that Joe's knowledge and kindness made a positive impact during your process. If you have any more questions or need assistance in the future, please don't hesitate to reach...
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Working with Joseph was nothing short of exceptional. In an industry where communication, precision, and execution truly matter, he exceeded every expectation and then some. If I could give him 100 stars, I absolutely would.From start to finish,...
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Reply from Joseph Niosi
May 11th, 2026 02:53 PM
It was great working with you. Thanks again for putting your trust in us.
Joe was very helpful in the loan process, has lots of knowledge with his previous experiences.
Reply from Joseph Niosi
May 4th, 2026 06:43 PM
I'm thankful for your kind words, Carlos. It's great to know that my knowledge and experience were helpful to you in the loan process. If you have any more questions or need further assistance, feel free to reach out.
The team was very attentive and supportiv supportive
Reply from Joseph Niosi
May 4th, 2026 03:37 PM
I'm pleased to hear that you found the team attentive and supportive, Jasmine. Your feedback is valued, and I'm glad we could provide a positive experience for you. If there's anything more I can do for you, please let me know.
Joe was responsive and made the process easy The online tools worked very well
Reply from Joseph Niosi
March 30th, 2026 07:34 PM
I'm glad to hear that you found the process smooth and appreciated the online tools, Stanley. Ensuring a clear and responsive experience is important to me, and it's great to know it made a positive impact. If you need any further assistance...
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My closing settlement date could not have come at a worst time, death in the family. However, the closing process was able to occur a day earlier which allowed me more time to spend with family without additional worries being out of town....
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Reply from Joseph Niosi
March 26th, 2026 05:25 PM
I'm grateful to hear that the closing process could be adjusted to suit your difficult circumstances, Lavern. Being able to spend that additional time with family during such a challenging period is invaluable. I’m pleased that my team and...
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The man that you referred us to gave us false information
Reply from Joseph Niosi
March 25th, 2026 04:02 PM
I'm sorry to hear about your experience regarding the referral, Susan. I take feedback seriously and I'd like to discuss this matter further to understand what happened. Please feel free to reach out at your convenience so we can address any...
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My experience was that Joseph and David was great people to work with they made sure they gave us something we can afford and if they feel like we couldn't do it they let us know up front that it wasnt working in our budget so I really had...
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Reply from Joseph Niosi at CrossCountry Mortga...
March 11th, 2026 06:26 PM
It's rewarding to hear about your positive experience with the mortgage process, Bernice. I'm glad that both David and I could assist in finding a solution that fit your budget and kept everything transparent throughout. If you have any further...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #185812 | Branch NMLS #2402056
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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511
/850
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 185812
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095