Joseph Niosi at CrossCountry Mortgage
Co-Branch Manager | NMLS #185812
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Working with Joe Niosi, Neil, and David and other employees with CrossCountry Mortgage was a very smooth process. Everyone was very thorough with communication and proritized my needs and interests. I am recommending CrossCountry mortgage to...
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Reply from Joseph Niosi
March 10th, 2026 01:51 PM
I appreciate your kind words, Brian. It's important to me that you found the process smooth and that my team and I effectively prioritized your needs. Your recommendation to family and friends is a great compliment, and I'm here if you ever...
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Great communication with prompt updates on the progress on the entire loan process.
Reply from Joseph Niosi
March 9th, 2026 12:36 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Joe got us from application to closing in record time. His insight, experience, and quick communication helped us throughout the whole process, and we would highly recommend his services to anyone who is looking to purchase or refinance their...
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Reply from Joseph Niosi
March 9th, 2026 06:14 PM
Thank you for sharing your experience, Ki. I'm glad that my insight and quick communication could assist you in moving from application to closing efficiently. It's rewarding to know that my efforts made a difference for you. If you ever have...
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On point on everything we needed to close on our new home
Reply from Joseph Niosi
March 9th, 2026 03:32 PM
I’m grateful for your feedback, Jeffrey. It’s wonderful to hear that everything was well-aligned for your new home closing. If you have any more questions or need further assistance, please feel free to get in touch.
Joe and David were very professional and made the process as easy as possible.
Reply from Joseph Niosi
March 2nd, 2026 04:54 PM
I'm pleased to hear that you found the process easy and professional, Joseph. Working with you was a great experience, and I'm glad David and I could make it go smoothly. If you have any further questions or need assistance, don't hesitate...
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I made 1 call told joe what I wanted and it was done. I told Joe that he will always get my business and any one else that I know of looking to get a mortgage.
Reply from Joseph Niosi
February 22nd, 2026 11:46 AM
We appreciate your trust and confidence, Irving. It's fantastic to hear that he could address your needs effectively with just one call. Your recommendation means a lot to us, and we're thrilled to have earned your continued business. If there's...
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Very thoroug, attentive and extremely responsive.
Reply from Joseph Niosi
February 2nd, 2026 05:23 PM
Your feedback is truly appreciated, Sonia. I'm glad you felt that I was thorough and attentive throughout the process. Responsiveness is important to me, and I'm pleased it made a positive impact on your experience. If there's anything else...
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Job well done. Thank you for all help.
Reply from Joseph Niosi
January 26th, 2026 06:34 PM
I appreciate your kind words, Rose. It was a pleasure helping you, and I'm glad to hear you felt supported throughout the process. If there's anything more you need, just let me know.
I had very little stress they covered every inch of the way. Communication was well managed. and everything was transparent.
Reply from Joseph Niosi
December 9th, 2025 05:17 PM
I'm grateful for your feedback, Nicole. Knowing that you experienced minimal stress and found communication well-managed means a lot. Transparency is key to ensuring a smooth process, and I'm pleased it contributed positively to your experience....
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It was great working with Joe and David. They guided me through the entire mortgage process with speed, clarity, and professionalism. They were always available to answer questions and made everything smooth from start to finish. Highly recommend!...
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Reply from Joseph Niosi
December 8th, 2025 09:07 PM
Thank you for sharing your experience, Imani. I'm pleased to hear that the mortgage process was smooth for you. Being available to answer your questions and providing clarity and professionalism are important aspects of what I strive to deliver....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Dunkirk, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #185812 | Branch NMLS #2402056
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 185812
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095