

Joseph Kelly
Mortgage Sales Manager

Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling yo... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
The loan process itself was very frustrating but Joe Kelley went the extra mile to make it less confusing. I am not computer savvy but he never lost patience with me no matter how many roadblocks came up
5 star customer review
Everyone was so nice and helpful. The website was easy to navigate.
The entire transaction working with Joe Kelly was amazing. I was always in the loop as to what was happening in the process. Joe was exceptionally professional and never got ruffled, even if I did.
It was a true pleasure working with such a professional, proficient, and proper team.
the process was smooth and quicker than expected, definitely a good move. Thanks Joe for reaching out.
Atlantic Union Bank made the entire process of buying a home incredibly easy. Joe Kelly is the greatest! He and Atlantic Union Bank couldn't have made the process any easier. I felt that my information was safe, secure, and protected during...
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About
Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling you aiming to earn long term trust as a mortgage advisor.
As manager of the Mortgage Solutions Center for Atlantic Union Bank Joseph leads a top operations team. He is well versed in working with self employed borrowers medical professionals and veterans. He holds an engineering degree from the University of Virginia.
Outside of work Joseph is a professional artist who enjoys traveling with his wife seven adult children and many grandchildren. He is passionate about providing a seamless experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1576420
Disclaimer

Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.