

Joseph Kelly
Mortgage Sales Manager

Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling yo... Show More
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Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
It was great. Joe Kelly was very helpful. He answered all my questions, including some which I texted after work hours.
Thanks for your services very helpful
OH MY GOODNESS! The experience and personal touch from your finance team was amazing and I would recommend ???????????? and specifically Joe Kelly to anyone!!
Ease of use with the system. Everyone was kind and acted quick.
Joe makes feel that we can alway count on him no matter the time.
Joe went above and beyond to make sure we were comfortable and happy through the entire process! I wasn't looking forward to the paperwork etc.. but Joe made it easy for us to understand.
This process was extremely smooth and seamless from start to finish. Joseph Kelly provided impeccable service every step of the way. He was able to meet a 30 day closing timeframe with ease, and I was always kept informed on progress of the...
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This was the easiest and best buying experience.
Very informed and like my loan officer was working to get me approved as quickly as possible. He was very personable and attentive to my queries and concerns.
Joseph is the greatest guy I have ever met in the real estate industry. He had helped me once, my recommendations and he has helped me a second time.
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About
Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling you aiming to earn long term trust as a mortgage advisor.
As manager of the Mortgage Solutions Center for Atlantic Union Bank Joseph leads a top operations team. He is well versed in working with self employed borrowers medical professionals and veterans. He holds an engineering degree from the University of Virginia.
Outside of work Joseph is a professional artist who enjoys traveling with his wife seven adult children and many grandchildren. He is passionate about providing a seamless experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1576420
Disclaimer

Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.