Joseph Kelly
Mortgage Sales Manager
Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling yo... Show More
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Business Hours
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24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
It was such a wonderful experience. Joe kept me informed daily about everything. An everyone else also was so nice when I spoke to them.
Joe did a great job from start to finish
Joe Kelly has been very professional and very responsive during the whole process of buying a house. From talking to us at the beginning of the process and guiding us through the credit reports and helping us avoid common mistakes until the...
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5 star customer review
Joe Kelly and his team did all they could to help our first-time home-buying process go as smoothly as possible, including generating updated pre-approval letters very quickly so we could submit our best possible offer in this competitive market....
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Amie and Joe were always available for answering my questions and reassuring me during the whole process.
Joe was excellent. He communicated effectively throughout the process. Our timeline was short and he made sure we closed on time within 25 days!!
Very smooth and professional.
We felt a good deal of pressure in trying to keep up with the large number of tasks that needed to be accomplished. We felt overwhelmed by the number of forms and tasks required to buy this house compared to our five other houses. Maybe it...
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One of the best experiences I've encountered when applying for a loan. Communication was awesome and the ease in which info conveyed between the two parties was very good.
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About
Since 1997 Joseph has helped clients use mortgage strategies to increase savings and reduce debt. Whether you are a first time homebuyer or a seasoned owner looking to purchase refinance or build Joseph focuses on helping you not selling you aiming to earn long term trust as a mortgage advisor.
As manager of the Mortgage Solutions Center for Atlantic Union Bank Joseph leads a top operations team. He is well versed in working with self employed borrowers medical professionals and veterans. He holds an engineering degree from the University of Virginia.
Outside of work Joseph is a professional artist who enjoys traveling with his wife seven adult children and many grandchildren. He is passionate about providing a seamless experience.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Year Started
1989
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1576420
Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.