Joseph Clare - OVM with AnnieMac Home Mortgag...
Mortgage Loan Originator | NMLS # 2044111
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Nick and Liz were absolutely phenomenal to work with very quick with communication and answering questions all times of the day. Joey was completely absent throughout the entire process even when calling us on the phone after we talked to our...
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Joseph and the rest of the OVM team were absolutely amazing. 10/10 I highly recommend!!!!
Reply from Joseph Clare
March 16th, 2026 07:23 PM
Thank you for your kind recommendation, Brian. I'm pleased to know that your experience was so positive. Working alongside my team to support you through this journey was truly rewarding. Should you have any more needs or questions in the future,...
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Everything, patience, kindness, communication, sharing information, clarity of information, friendliness, beyond expectation.
Reply from Joseph Clare
March 11th, 2026 03:52 PM
Hearing that your experience surpassed expectations is very rewarding, Christian. I focus on ensuring that patience, effective communication, and clear information are at the forefront of what I offer. It’s satisfying to know it made a difference...
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Faster response!
Reply from Joseph Clare
February 4th, 2026 05:42 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Timing, honest, good deal, your help. Everything was just perfect 👌 .
Reply from Joseph Clare
February 4th, 2026 08:17 PM
It's excellent to hear that everything was just right for you, Zoulhairou. I strive to ensure that timing, honesty, and securing a good deal are part of every experience. If there's ever anything else you need or if you have any future questions,...
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Joey was on top of getting us any information we needed or helping us get connected with people needed to make closing happen. Communication was incredibly timely, and professional. Overall we had a great experience.
Reply from Joseph Clare
February 2nd, 2026 08:02 PM
I appreciate your feedback, Nathaniel. It's essential to me that communication and support are both timely and effective throughout the home buying process. I'm glad to hear you had a great experience with me assisting you. If there's anything...
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we were first time home buyers and didnt know where to start. Joey lead us from the start to finish. his team was so helpful and informative with any question or concern we had. 10/10 recommend.
Reply from Joseph Clare
January 27th, 2026 08:05 PM
It's great to hear that your first home buying experience was a positive one, Kaitlyn. Guiding first-time home buyers through the process is something I take seriously, and I'm pleased to know my team and I could provide the support and information...
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Makes everything super easy!
Reply from Joseph Clare
January 19th, 2026 03:37 PM
I’m glad to know that you found the process straightforward and simple, Timothy. Making things easy for my clients is always a priority. If you have any further questions or need assistance down the road, feel free to reach out. Thank you for...
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made my experience grade is the loan officers and the title officers. They made the proheadache, free for the most part and they explain things thoroughly and broke things down for me to understand clearly.
Reply from Joseph Clare
January 19th, 2026 07:40 PM
I'm pleased to hear that the loan officers and title officers were able to make your process smooth and easy to understand, Shantavia. It's important to me that all aspects of your experience are clear and straightforward. If you have any questions...
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Answered all of my questions and was very patient when running through multiple different options of buying down interest rates and putting more money down.
Reply from Joseph Clare
January 13th, 2026 03:48 PM
I appreciate your feedback, Gavin. It’s reassuring to know that you felt supported as we explored the various options for managing interest rates and down payments. Patience and clear communication are priorities for me, and I'm glad I could...
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About
Joseph understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Joseph is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 2044111
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.