
Joseph Chaoui
Mortgage Broker with West Capital Lending

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Easy, prompt service.
Joseph made it so easy and is a wonderful man! I will recommend him to everyone i know!
Communication and quick easy process!
Joey was very friendly and informative.
He always gave consistent updates throughout the entire process.
I would gladly do business with him again and refer him to others as well.
Joey was awesome. He was very patient answering all my questions, and got a loan that I am happy with. I will be sure to reach out to him for my future refinance needs.
To sum it up in 1 word
WONDERFUL, OUTSTANDING,GREAT,
A REAL PLEASURE WOULD RECOMMEND TO ALL MY FRIENDS, GREAT JOB ,JOEY
TAKE IT FROM ME, CHARLIE MORNING
Joey is Great! Very professional n helpful. Always responding my questions first. Very enjoyed to work with him. Highly recommend
Joey always explained what was going to happen and why. He always returned phone call which I found very important.
Joey took the time to explain everything, answer questions, and was very professional and friendly. The rest of his team were all very responsive and knowledgeable - including the notary who was very patient and friendly. Does not get any better...
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Joey was an immense help and source of information and guidance throughout the entire process. While we never intended on refinancing at the moment, Joey led us down a path that made a lot of sense for us right now and clearly laid out different...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Broker
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Home Purchasing Assistance
Mortgage Loan Shopping Assistance
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Time Zone
Pacific Standard Time (PST)
Licenses
- Federal Mortgage Originator License NMLS ID #1681666
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing