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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I’ve been working with Jose, a seasoned Mortgage Loan Officer . He’s been serving my clients for more than 15 years and never a problem on meeting timelines. I strongly recommend him.
Team Molina at Coast Home Loans has received a review with 5 star rating from Sondra R
⭐⭐⭐⭐⭐As a real estate agent, I have worked with many professionals over the years, and I can confidently say that Jose Molina and his team are outstanding. They recently assisted with an investment property transaction, and the entire process...
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Reply from Team Molina at Coast Home Loans
June 22nd, 2026 04:42 PM
Thank you so much, Christine, for your kind words and trusting us with your investment property transaction. I'm glad to hear that our communication and attention to detail made the process smooth for you. We look forward to working with you...
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Over a span of 11 years my family and I have used the services of "Team Molina at Coast Loans". Anyone needing any type of Mortgage Services contact Jose Molina and his competent staff to help you down this path for a successful ending experience....
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Reply from Owner
June 22nd, 2026 04:42 PM
Mike, I'm so grateful for your kind words and for trusting my team over the years. It's wonderful to hear that our expertise and support have been helpful to you and your family. Thank you for recommending us, and we're always here to assist...
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Team Molina at Coast Home Loans has received a review with 5 star rating from Sahet V
Reply from Owner
June 22nd, 2026 04:41 PM
Thank you, Sahet, for the positive rating. I’m grateful for your support and pleased to have been able to assist you.
Jose and his team are truly amazing! They are very deligent and on point in every detail and step in our home loan process. Being a 1st time home buyer, we had so many questions but they thoroughly walked us through each step and explained...
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Reply from Owner
June 5th, 2026 04:30 PM
Myla, thank you for your kind words about my team. I'm glad we could help make your first home buying experience smooth and understandable. Your recommendation means a lot to us!
Working with Jose Molina and his team was a great experience. From start to finish, they were knowledgeable, responsive, and always willing to answer my questions. They were always available when I needed guidance and worked hard to ensure...
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Reply from Owner
June 2nd, 2026 04:18 AM
I'm so pleased to hear that you had a great experience working with me and my team, Daniel. It's wonderful to know that our knowledge and support played a key role in purchasing your first home. Thank you for sharing your kind words!
Team Molina made our home buying experience feel way less stressful than we expected. Every question we had was answered quickly, communication was always clear, and they kept us updated through every step of the process. They worked hard to...
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Reply from Owner
May 20th, 2026 12:57 AM
Jazmine, I'm so glad to hear that we could make your home buying experience less stressful and support you throughout the process. It's appreciated to know that our communication and efforts met your expectations. Thank you for recommending...
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Buying the home with Jose as our loan officer was not a difficult process. He made everything easier for us and made sure we were guided and supported throughout the entire experience.
Reply from Owner
May 20th, 2026 01:01 AM
I'm glad to hear that my team was able to support and guide you through the home buying process, Sabrina. Your positive experience is important to us, and I appreciate your kind words. Thank you for choosing us for you home ownership processes...
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This is the best team I’ve ever worked with. Communication is excellent, and they’re incredibly efficient. When I say this team is passionate, they’re all in it, making sure the transition and process for getting the house are seamless. Thank...
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Reply from Owner
May 12th, 2026 03:35 AM
Adetola, I'm grateful for your kind words and am pleased to hear that you had a good experience working with us. It's appreciated to know that our communication and efficiency met your expectations. We look forward to the opportunity to assist...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Search Rank ScoreLearn More →
769
/850
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery





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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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