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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
12 PM to 5 PM
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Reviews from Web
I had the pleasure of working with me. Molina recently and I am truly impressed. Thankyou for taking care of our needs and guiding us through the process.
Jose and his team are Amazing to work with! Very professional and knowledgeable.
It was a fast transition and team Molina made it very easy Iam very happy working with them
Reply from Owner
July 22nd, 2026 03:22 PM
Mario, I'm glad to hear that you had a smooth experience with us. We appreciate your kind words and are happy that we could assist you effectively.
Team Molina at Coast Home Loans has received a review with 5 star rating from Gonzalo D
Reply from Owner
July 22nd, 2026 03:21 PM
Thank you, Gonzalo, for giving us a 5-star rating. I'm glad you had a positive experience with my team.
I had a good experience with them. They helped me with what I needed to get done. Went smoothly. Would recommend.
Reply from Owner
July 22nd, 2026 03:21 PM
Victoria, I'm grateful to hear that you had a good experience with us. It's wonderful to know that everything went smoothly and that you found our help valuable. Thank you for your recommendation!
Team Molina at Coast Home Loans has received a review with 5 star rating from Robert R
Reply from Owner
July 22nd, 2026 03:21 PM
Thank you, Robert, for the great rating! I'm glad you had a positive experience with my team.
I’ve been working with Jose, a seasoned Mortgage Loan Officer . He’s been serving my clients for more than 15 years and never a problem on meeting timelines. I strongly recommend him.
Reply from Owner
July 1st, 2026 04:59 PM
Hi Mrs. Anne, I appreciate your kind words and strong recommendation for Jose. It's great to know he's been providing reliable service to your clients for so long. Thank you for sharing your positive experience!
Team Molina at Coast Home Loans has received a review with 5 star rating from Sondra R
Reply from Owner
July 1st, 2026 04:59 PM
Thank you, Sondra, for the great rating! I appreciate your support and am glad you had a positive experience with my team..
⭐⭐⭐⭐⭐As a real estate agent, I have worked with many professionals over the years, and I can confidently say that Jose Molina and his team are outstanding. They recently assisted with an investment property transaction, and the entire process...
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Reply from Team Molina at Coast Home Loans
June 22nd, 2026 04:42 PM
Thank you so much, Christine, for your kind words and trusting us with your investment property transaction. I'm glad to hear that our communication and attention to detail made the process smooth for you. We look forward to working with you...
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Over a span of 11 years my family and I have used the services of "Team Molina at Coast Loans". Anyone needing any type of Mortgage Services contact Jose Molina and his competent staff to help you down this path for a successful ending experience....
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Reply from Owner
June 22nd, 2026 04:42 PM
Mike, I'm so grateful for your kind words and for trusting my team over the years. It's wonderful to hear that our expertise and support have been helpful to you and your family. Thank you for recommending us, and we're always here to assist...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery





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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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