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Team Molina at Coast Home Loans
Sr Loan Officer
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Jose was very knowledgeable, helpful, patient and understanding. It was a pleasure working with him.
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:39 PM
I'm glad to hear you had a good experience, Oliver. Your kind words about his knowledge and patience are appreciated, and I'm happy he could be of help to you.
Thank you very much for all your help in securing our loan in our new home.We look to Jose to provide us with excellent customer service he and his wife has been a pleasure to work with..very knowledgeable,responsive and quick.We highly recommended...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:38 PM
Clover, I'm grateful for your kind words and for trusting Jose and his wife with your home loan process. It's wonderful to hear that their knowledge and responsiveness made your experience a positive one. Thank you for recommending us to others...
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Jose Molina, you are the best! That is the reason why I go to you all the time. As you know, I have been to other companies, hoping to get the best rate, but where do I end up going to? Summit Funding, where Jose Molina is! Jose Molina, you...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:33 PM
Alexis, I'm truly grateful for your kind words and continued trust in my services. It's always a pleasure to assist you , and I'm happy to be your go-to person for your needs. Thank you for your support!
Excellent service, fast and honest. No corner cutting
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:32 PM
Jasmil, I'm pleased to hear you appreciated the service and honesty provided by our team. Thank you for your kind words and for recognizing our commitment to quality.
My experience with Summit Funding was great!! They met all expectations and were all professional and very nice. I would definitely strongly recommend anyone with Summit Funding. Thank you Summit Funding you were all amazing!! :)
Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:32 PM
Hi Anabelle, I'm glad to hear that you had such a positive experience with my company. It's wonderful that they met your expectations and provided professional and friendly service. Thank you for sharing your kind words!
Jose was awesome! He helped me every step of the way and answered all my questions. I definitely recommend him to anybody trying to get a home loan. I tried other loan officers and nobody took the time to hear me out or explain anything to...
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Reply from Team Molina at Coast Home Loans
June 5th, 2026 04:31 PM
Jose, I'm so glad to hear that you had such a positive experience with me. It was a pleasure assisting you through the home loan process and ensuring all your questions were addressed. Thank you for your kind words and recommendations; I'm...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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