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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Very efficient! The loan was ready ahead of time. The team communicated with everyone in the whole transaction. We did not have to ask anything! Transparency information all the time!!
Reply from Owner
May 4th, 2026 03:04 AM
Roxana, I'm so pleased to hear that you found our team efficient and our communication transparent. It's appreciated to know that the process went smoothly for you. Thank you for sharing your positive experience!
Team Molina is the greatest team I ever met. Day been working for my loans and they did a such a good work. I really recommend it.
Reply from Owner
May 2nd, 2026 06:09 PM
Thank you, Mr. David, for your kind words. I'm grateful that you had a positive experience with my team. Your recommendation means a lot to us.
Jose and Nohelia made the impossible possible. I highly recommend them.
Reply from Owner
May 2nd, 2026 06:09 PM
I'm grateful for your kind words, Jesus. It's appreciated to hear that my team was able to assist you so effectively. Thank you for recommending us!
Mr. Jose Molina and his team did an excellent job in helping my husband and I get a loan to purchase our dream place.Mr. Molina was professional and explained every step in the process of the loan approval. We felt confident and satisfied with...
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Reply from Owner
April 29th, 2026 06:26 AM
Thank you, Lorraine and Jesse, for your kind words. I'm glad to hear that you felt confident and satisfied throughout the loan process with my team. We were honored to service you.
Team Molina at Coast Home Loans has received a review with 5 star rating from Carlos S
Reply from Owner
April 22nd, 2026 06:03 AM
Thank you, Carlos, for the great rating! I'm pleased to know you had a positive experience.
Had a really great experience with Jose Molina and his team always quick to answer and help with any questions we had they really helped us out a lot with our first home
Reply from Team Molina at Coast Home Loans
April 16th, 2026 09:48 PM
Carlos, I'm so glad to hear that you had a great experience with Jose Molina and the team. It's appreciated to know we could assist you with your first home. If you have any more questions in the future, feel free to reach out.
José is like vicente Fernandez -El Rey
He brings music to your ears…
He is the harmony of getting things done..
Reply from Owner
April 15th, 2026 01:54 AM
HERBAL, I appreciate your kind and creative words about me and my team, It's great to hear that our work has resonated with you in such a positive way. Thank you for sharing your experience!
Jose, our family.Thank you for securing our home loan. We could have not met a better person. Thank you for being a friend, and if you can't come to Jose, Jose will come to you.
Reply from Owner
April 13th, 2026 01:49 PM
Thank you, Renee, for the great rating! I appreciate your support and am glad to have been able to assist you.
I had a great experience working with my mortgage broker during my refinance. From the beginning, they explained the process clearly and were always available to answer questions. My situation included a complicated title issue involving an...
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Reply from Owner
April 12th, 2026 07:59 AM
Thank you so much for your kind words, John—it truly means a lot to me. I know situations like refinancing, especially when unexpected challenges like an old lien come up, can feel overwhelming. I’m really grateful I had the opportunity to...
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Jose Molina is a highly experienced lender who truly knows the process inside and out. He went above and beyond to help a first-time homebuyer improve their credit profile, making homeownership possible. Persistent, patient, and attentive to...
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Reply from Owner
April 9th, 2026 06:46 AM
Hong, I appreciate your kind words about my work. It's great to hear that the efforts to guide a first-time homebuyer through the process made an impact. Assisting clients in achieving homeownership is always rewarding. Thank you for sharing...
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About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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