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Team Molina at Coast Home Loans
Sr Loan Officer

With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer program... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
As First time home buyers, Jose and his team were extremely responsive and flexible with my questions and asks. Thank you for making this process manageable even with the work schedules my wife and I had. Extremely grateful. Thank you, Jose...
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Reply from Owner
February 14th, 2026 02:30 AM
Collin, I'm glad to hear that you found the process manageable and that my team were able to assist with your journey into homeownership. It's rewarding to know that our efforts to be responsive and flexible made a positive difference for you...
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In my opinion, the biggest key to success is good communication and follow-through. Jose and his team exemplify this. Although I was not working with Jose directly since I was representing the seller, Jose followed through every step of the...
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Reply from Owner
February 14th, 2026 02:31 AM
Paul, I'm glad to hear that your experience was positive and that good communication and follow-through stood out during the process. While you were representing the seller, it's great to know that I could help ensure everything stayed on track...
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Jose and his team were an absolute pleasure to work with. They were always available to answer our questions and took the time to explain everything clearly and thoroughly. Jose’s responsiveness and accessibility were exceptional. He made the...
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Reply from Owner
February 12th, 2026 03:57 PM
Thank you Gena, I'm very pleased to hear that you had a positive experience with me and my team during your loan process, It's very important to me that you felt supported and understood each step clearly. Thank you for taking the time to share...
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Jose and his team were an absolute pleasure to work with. They were always available to answer our questions and took the time to explain everything clearly and thoroughly. Jose’s responsiveness and accessibility were exceptional. He made the...
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Reply from Owner
March 4th, 2026 12:00 AM
Thank you Gena, I'm very pleased to hear that you had a positive experience with me and my team during your loan process, It's very important to me that you felt supported and understood each step clearly. Thank you for taking the time to share...
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I waited 1 year to review team Molina on purpose, to give the most honest review. February 13th is one year that we bought our first home, and we love it. Team Molina communicated everything we needed to know not just to close the transaction...
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Reply from Owner
February 9th, 2026 05:45 PM
Uriel, I’m truly grateful for your thoughtful review and for taking the time to reflect on your experience over the past year. It’s wonderful to hear that you and your family are enjoying your new home and that the process was smooth for you....
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Jose and his team are wonderful people to work! I appreciate all their hard work and speedy responses. Thank you again.
Reply from Owner
February 9th, 2026 05:46 PM
Hi Dj, It's great to hear that you had a positive experience working with My team. I appreciate your kind words about their dedication and responsiveness.
Thank you for sharing your feedback!
Team Molina at Coast Home Loans has received a review with 5 star rating from Luz Z
Reply from Owner
February 9th, 2026 05:47 PM
Hi Luz, I'm glad to see your positive rating. Thank you for your support!
I have worked with Jose Molina on a few home loans refinances. His team is very professional and super helpful throughout the entire process. I would highly recommend him and his team for any mortgage related business.
Reply from Team Molina at Coast Home Loans
February 2nd, 2026 09:11 PM
Thank you Mr. Paul, grateful for your kind words, It's great to hear that you had positive experiences with your home loan refinances. I appreciate your trust and recommendation, and I'm always here to assist with any future mortgage needs...
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Team Molina at Coast Home Loans has received a review with 5 star rating from Sergio H
Reply from Owner
February 2nd, 2026 09:11 PM
I appreciate your positive rating, Sergio. If there's anything more you'd like to share about your experience, please feel free to reach out.
Jose Molina was the best person and caring for us very Professional at what he does and ready to help you if you need it, he does care for you I’ve bought homes before and I never had a person like him to help me. So if you want to by a home...
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Reply from Owner
January 19th, 2026 06:19 PM
I'm truly grateful for your kind words, Vickie. Hearing that you found my assistance helpful and professional means a lot to me. It's important to me that each client feels supported throughout the home-buying process, and I'm glad I could...
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41–50 of 906
About
With over 38 years of hands-on experience,
What We Offer:
FHA, VA, and Conventional home loans
Jumbo and renovation financing
Investment property loans (single & multi-unit)
Bridge loans for seamless buying/selling
First-time buyer programs and coaching
Solutions for self-employed and non-traditional income
A client-first approach with clear, straightforward guidance
Fix & Flip financing expertise
Solutions for homeowners facing foreclosure
Options for clients behind on payments
Navigating probate real estate challenges
Tailored lending for distressed or hard-to-approve files
After Forcloure equity recovery assistance (if your home sold for more then your mortgage balance)
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Mortgage Loan Shopping Assistance
Mortgage Rate Shopping Assistance
Specialities
free consultations on income & credit analysis
non-qm / dscr, bank statement, hard money & commercial loans
reverse mortgages, heloc, 2nd mortgages
fha/va conventional, down payment assistance
construction, 203k rehab
bridge loans
fix and flip loans
for sale by owner assistance
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Positions
- The Regina Group LLC - Business Owner Aug 1st, 2022 - Current
Memberships
- bni
- 170
- 13 years
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1986
Time Zone
Pacific Standard Time (PST)
Licenses
- nmls #240269
- cadre#00947772
Gallery





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+5
Awards
Achievements
- builder certification
Hobbies
- golfing, movies, fine dining and traveling to exotic locations with my family.
- family & traveling
- visiting other countries
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Disclaimer
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